SLM CORP PREF SHARE SLMA V0 P12/31/49 B | 8-K: FY2025 Q2 EPS: USD 0.32

LB filings
2025.07.24 20:37
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EPS: As of FY2025 Q2, the actual value is USD 0.32.

EBIT: As of FY2025 Q2, the actual value is USD 87.63 M.

Segment Revenue

  • Private Education Loan Originations: $686 million in Q2 2025.

Operational Metrics

  • Net Income: $71 million in Q2 2025, compared to $252 million in Q2 2024.
  • Operating Costs: Total non-interest expenses were $167 million in Q2 2025, compared to $159 million in Q2 2024.

Unique Metrics

  • Total Net Charge-Offs as a Percentage of Average Loans in Repayment: 2.36% annualized in Q2 2025, compared to 2.19% in Q2 2024.
  • Provision for Credit Losses: $149 million in Q2 2025, compared to $17 million in Q2 2024.

Outlook / Guidance

  • For the full year 2025, Sallie Mae expects GAAP Diluted Earnings Per Common Share to be between $3.00 and $3.10.
  • Private Education Loan Originations are expected to grow by 6% to 8% year-over-year.
  • Total Loan Portfolio Net Charge-Offs are projected to be between 2.0% and 2.2% of average loans in repayment.