EPS: As of FY2025 Q2, the actual value is USD 0.34.EBIT: As of FY2025 Q2, the actual value is USD 155.71 M.<h3>Commercial Segment</h3><ul><li>Net Loans: $14,444,821 as of June 30, 2025, compared to $10,056,259 as of December 31, 2024.</li><li>Allowance for Credit Losses: $215,917 as of June 30, 2025, up from $138,460 as of June 30, 2024.</li><li>Nonaccrual Loans: $208,671 as of June 30, 2025.</li></ul><h3>Commercial Real Estate Segment</h3><ul><li>Net Loans: $21,704,604 as of June 30, 2025, compared to $16,133,048 as of December 31, 2024.</li><li>Allowance for Credit Losses: $294,303 as of June 30, 2025, up from $189,911 as of June 30, 2024.</li><li>Nonaccrual Loans: $292,665 as of June 30, 2025.</li></ul><h3>Residential Real Estate Segment</h3><ul><li>Net Loans: $8,212,242 as of June 30, 2025, compared to $6,797,586 as of December 31, 2024.</li><li>Allowance for Credit Losses: $31,850 as of June 30, 2025, up from $23,135 as of June 30, 2024.</li></ul><h3>Consumer Segment</h3><ul><li>Net Loans: $3,147,876 as of June 30, 2025, compared to $2,892,255 as of December 31, 2024.</li><li>Allowance for Credit Losses: $20,551 as of June 30, 2025, up from $11,932 as of June 30, 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Flows from Operating Activities: $181,093 for the six months ended June 30, 2025, compared to $265,213 for the same period in 2024.</li><li>Net Cash Flows from Investing Activities: -$684,942 for the six months ended June 30, 2025, compared to -$956,643 for the same period in 2024.</li><li>Net Cash Flows from Financing Activities: $1,084,452 for the six months ended June 30, 2025, compared to $749,418 for the same period in 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: Old National Bancorp plans to continue its focus on expanding its commercial and commercial real estate loan portfolios, as evidenced by the significant increase in net loans in these segments.</li><li>Non-Core Business: The company completed the acquisition of Bremer Financial Corporation on May 1, 2025, which is expected to enhance its market presence and operational scale.</li></ul>

Old Natl Bancorp Pref Share ONBPO 7.0 PERP 08/20/25 | 10-Q: FY2025 Q2 EPS: USD 0.34