Revenue: As of FY2025 Q2, the actual value is USD 5.599 B.EPS: As of FY2025 Q2, the actual value is USD 2.7.<h3>Segment Revenue</h3><ul><li>Consolidated Net Premiums: $4.2 billion for Q2 2025, a 5.9% increase from $3.92 billion in Q2 2024, with a favorable net foreign currency effect of $45 million.</li><li>U.S. and Latin America Traditional: Net premiums of $2,019 million for Q2 2025, an increase from $1,827 million in Q2 2024.</li><li>U.S. and Latin America Financial Solutions: Net premiums of -$5 million for Q2 2025, a decrease from $305 million in Q2 2024.</li><li>Canada Traditional: Net premiums of $339 million for Q2 2025, an increase from $326 million in Q2 2024.</li><li>Canada Financial Solutions: Net premiums of $45 million for Q2 2025, a decrease from $48 million in Q2 2024.</li><li>Europe, Middle East and Africa Traditional: Net premiums of $573 million for Q2 2025, an increase from $497 million in Q2 2024.</li><li>Europe, Middle East and Africa Financial Solutions: Net premiums of $247 million for Q2 2025, an increase from $159 million in Q2 2024.</li><li>Asia Pacific Traditional: Net premiums of $816 million for Q2 2025, an increase from $708 million in Q2 2024.</li><li>Asia Pacific Financial Solutions: Net premiums of $117 million for Q2 2025, an increase from $50 million in Q2 2024.</li><li>Corporate and Other: Net investment income of $166 million for Q2 2025, an increase from $123 million in Q2 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $180 million for Q2 2025, down from $203 million in Q2 2024.</li><li>Adjusted Operating Income: $315 million for Q2 2025, compared to $365 million in Q2 2024.</li><li>ROE: 7.0% for the trailing twelve months, with an adjusted operating ROE of 12.7% and 14.3% excluding notable items.</li><li>Effective Tax Rate: 47% on pre-tax income, primarily due to valuation allowances on foreign tax credits and tax expense related to a legal entity restructuring.</li><li>Adjusted Operating Income Before Income Taxes: $4 million for U.S. and Latin America Traditional in Q2 2025, a decrease from $167 million in Q2 2024.</li><li>Adjusted Operating Income Before Income Taxes: $97 million for U.S. and Latin America Financial Solutions in Q2 2025, an increase from $80 million in Q2 2024.</li><li>Adjusted Operating Income Before Income Taxes: $28 million for Canada Traditional in Q2 2025, an increase from $26 million in Q2 2024.</li><li>Adjusted Operating Income Before Income Taxes: $9 million for Canada Financial Solutions in Q2 2025, an increase from $7 million in Q2 2024.</li><li>Adjusted Operating Income Before Income Taxes: $18 million for Europe, Middle East and Africa Traditional in Q2 2025, an increase from -$1 million in Q2 2024.</li><li>Adjusted Operating Income Before Income Taxes: $116 million for Europe, Middle East and Africa Financial Solutions in Q2 2025, an increase from $86 million in Q2 2024.</li><li>Adjusted Operating Income Before Income Taxes: $104 million for Asia Pacific Traditional in Q2 2025, an increase from $99 million in Q2 2024.</li><li>Adjusted Operating Income Before Income Taxes: $77 million for Asia Pacific Financial Solutions in Q2 2025, an increase from $71 million in Q2 2024.</li><li>Adjusted Operating Loss Before Income Taxes: -$32 million for Corporate and Other in Q2 2025, an improvement from -$44 million in Q2 2024.</li></ul><h3>Cash Flow</h3><ul><li>The report does not provide specific details on operating cash flow or free cash flow.</li></ul><h3>Unique Metrics</h3><ul><li>RGA Reinsurance Company, a subsidiary of Reinsurance Group of America, Incorporated, has entered into coinsurance and modified coinsurance agreements with subsidiaries of Equitable Holdings, Inc., involving a 75% quota share of approximately $32 billion of in-force individual life insurance liabilities.</li><li>Estimated deployable capital increased to $3.4 billion, with pro forma excess capital estimated at $2.3 billion after a transaction with Equitable Holdings, Inc.</li><li>Expansion of RGA’s partnership with Equitable across underwriting, product development, distribution, and investment management.</li></ul><h3>Outlook / Guidance</h3><ul><li>The report contains forward-looking statements regarding future operations, strategies, earnings, revenues, income or loss, ratios, financial performance, and growth potential. It highlights risks and uncertainties that could affect future performance, including changes in mortality, morbidity, lapsation, claims experience, and capital market conditions.</li><li>RGA remains optimistic about its business prospects, highlighting strong results in APAC and EMEA segments and a well-performing U.S. Financial Solutions segment. The company is well-positioned to fund growth and return capital to shareholders through dividends and share repurchases.</li><li>The transaction is expected to deliver attractive returns within RGA’s target range and enhance their market position.</li></ul>

Reinsurance Grp of Amer Pref Share RZB 5.75 06/15/56 | 8-K: FY2025 Q2 Revenue: USD 5.599 B