<span item_type="fundamental" item_id="cb75b011b8ac2319798b3e4e2f3269e5" counter_id="ST/US/AOMN" env="prod"></span><span item_type="announcement" item_id="546392790099496321" env="prod"></span><p>EPS: As of FY2025 Q2, the actual value is USD 0.03.</p><p>EBIT: As of FY2025 Q2, the actual value is USD 767 K.</p><p></p><h3>Segment Revenue</h3><ul><li><strong>Interest Income</strong>: For the three months ended June 30, 2025, interest income was $35,094,000, compared to $25,902,000 for the same period in 2024. For the six months ended June 30, 2025, interest income was $67,961,000, compared to $51,114,000 for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1766478/000176647825000080/aomr-20250630.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li><strong>Net Interest Income</strong>: For the three months ended June 30, 2025, net interest income was $9,940,000, compared to $9,463,000 for the same period in 2024. For the six months ended June 30, 2025, net interest income was $20,027,000, compared to $18,042,000 for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1766478/000176647825000080/aomr-20250630.htm"></span></li><li><strong>Net Income (Loss) Allocable to Common Stockholders</strong>: For the three months ended June 30, 2025, net income was $767,000, compared to a loss of $273,000 for the same period in 2024. For the six months ended June 30, 2025, net income was $21,298,000, compared to $12,601,000 for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1766478/000176647825000080/aomr-20250630.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Net Cash Provided by (Used in) Operating Activities</strong>: For the six months ended June 30, 2025, net cash used in operating activities was - $181,103,000, compared to net cash provided of $16,014,000 for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1766478/000176647825000080/aomr-20250630.htm"></span></li><li><strong>Net Cash Provided by (Used in) Investing Activities</strong>: For the six months ended June 30, 2025, net cash used in investing activities was - $5,769,000, compared to - $11,061,000 for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1766478/000176647825000080/aomr-20250630.htm"></span></li><li><strong>Net Cash Provided by (Used in) Financing Activities</strong>: For the six months ended June 30, 2025, net cash provided by financing activities was $188,346,000, compared to - $3,347,000 for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1766478/000176647825000080/aomr-20250630.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Residential Mortgage Loans in Securitization Trusts</strong>: As of June 30, 2025, the fair value was $1,902,721,000, compared to $1,696,995,000 as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1766478/000176647825000080/aomr-20250630.htm"></span></li></ul><h3>Future Outlook and Strategy</h3><ul><li><strong>Core Business Focus</strong>: The company plans to continue acquiring and securitizing non-QM loans, with a focus on maintaining a strong net interest margin and leveraging its relationship with Angel Oak Mortgage Lending for loan sourcing.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1766478/000176647825000080/aomr-20250630.htm"></span></li><li><strong>Non-Core Business</strong>: The company is exploring opportunities to optimize its capital structure, including potential strategic transactions with Brookfield Asset Management Ltd., which could influence future management and operational strategies.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1766478/000176647825000080/aomr-20250630.htm"></span></li></ul>

Angel Oak Mortgage REIT, Inc. | 10-Q: FY2025 Q2 EPS: USD 0.03