Revenue: As of FY2025 Q2, the actual value is USD 131.7 M.EPS: As of FY2025 Q2, the actual value is USD 0.62.EBIT: As of FY2025 Q2, the actual value is USD 11.5 M.<h3>Financial Metrics by Segment</h3><h4>Segment Revenue</h4><ul><li>GAAP Operating Revenues, Net: $131.7 million in Q2 2025, up 64% YoY from $80.1 million in Q2 2024.</li></ul><h4>Operational Metrics</h4><ul><li>Net Income: $9.1 million in Q2 2025, up 42% YoY from $6.4 million in Q2 2024.</li><li>Adjusted Net Income: $45.7 million in Q2 2025, up 233% YoY from $13.7 million in Q2 2024.</li><li>Non-GAAP Gross Profit: $92.0 million in Q2 2025, up 78% YoY from $51.8 million in Q2 2024.</li><li>Non-GAAP Gross Profit Margin: 70% in Q2 2025, up from 65% in Q2 2024.</li><li>Adjusted EBITDA: $50.9 million in Q2 2025, up 236% YoY from $15.2 million in Q2 2024.</li></ul><h4>Cash Flow</h4><ul><li>Cash and Cash Equivalents: $104.7 million as of June 30, 2025, up from $89.7 million as of March 31, 2025.</li></ul><h4>Unique Metrics</h4><ul><li>Dave Inc. entered into the First Amendment to the Program Agreement with Coastal Community Bank, allowing certain receivables associated with the Program in an amount up to $225 million to be maintained on Coastal’s balance sheet for up to 60 days before being sold to the Company.</li><li>New Members: Increased to 722,000 with an average customer acquisition cost of $19.</li><li>Monthly Transacting Members (MTMs): Increased 16% to 2.6 million.</li><li>ExtraCash Originations: Increased 51% to $1.8 billion, with an average 28-day delinquency rate of 2.40% versus 2.03% in the comparable period.</li><li>Dave Debit Card Spend: Increased 27% to $493 million.</li></ul><h4>Outlook / Guidance</h4><ul><li>2025 Revenue Guidance: Raised to $505-$515 million.</li><li>2025 Adjusted EBITDA Guidance: Raised to $180-$190 million.</li></ul>

DAVE INC C/WTS 05/01/2027 (TO PUR COM) | 8-K: FY2025 Q2 Revenue: USD 131.7 M