EPS: As of FY2025 Q2, the actual value is USD 42.36.EBIT: As of FY2025 Q2, the actual value is USD 758 M.<h3>Commercial Segment</h3><ul><li>Commercial Construction: Total loans of $5,714 million, with $49 million past due and $21 million in nonaccrual status.</li><li>Owner Occupied Commercial Mortgage: Total loans of $17,053 million, with $94 million past due and $92 million in nonaccrual status.</li><li>Non-Owner Occupied Commercial Mortgage: Total loans of $16,100 million, with $150 million past due and $335 million in nonaccrual status.</li><li>Commercial and Industrial: Total loans of $40,658 million, with $189 million past due and $562 million in nonaccrual status.</li><li>Leases: Total loans of $2,028 million, with $29 million past due and $28 million in nonaccrual status.</li><li>Global Fund Banking: Total loans of $28,677 million, all current with no past due or nonaccrual status.</li><li>Investor Dependent: Total loans of $2,777 million, with $4 million past due and $69 million in nonaccrual status.</li></ul><h3>Consumer Segment</h3><ul><li>Residential Mortgage: Total loans of $23,059 million, with $175 million past due and $171 million in nonaccrual status.</li><li>Revolving Mortgage: Total loans of $2,736 million, with $16 million past due and $32 million in nonaccrual status.</li><li>Consumer Auto: Total loans of $1,490 million, with $11 million past due and $8 million in nonaccrual status.</li><li>Consumer Other: Total loans of $977 million, with $11 million past due and $1 million in nonaccrual status.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $957 million for the six months ended June 30, 2025.</li><li>Net Cash Used in Investing Activities: - $5,439 million for the six months ended June 30, 2025.</li><li>Net Cash Provided by Financing Activities: $4,557 million for the six months ended June 30, 2025.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company continues to focus on maintaining strong credit quality across its commercial and consumer loan portfolios, with significant attention to managing nonaccrual loans and past due amounts.</li><li>Non-Core Business: No specific plans related to divestitures or emerging segments were mentioned in the report.</li></ul>

First Citizens Bancshare Pref Share FCNCO 5.625 Perp 010427 | 10-Q: FY2025 Q2 EPS: USD 42.36