EPS: As of FY2025 Q2, the actual value is USD 42.36.EBIT: As of FY2025 Q2, the actual value is USD 758 M.<h3>General Bank Segment</h3><ul><li>Net Interest Income: $1,695 million for the three months ended June 30, 2025, compared to $1,821 million for the same period in 2024.</li><li>Provision for Credit Losses: $115 million for the three months ended June 30, 2025, compared to $95 million for the same period in 2024.</li><li>Noninterest Income: $678 million for the three months ended June 30, 2025, compared to $639 million for the same period in 2024.</li><li>Noninterest Expense: $1,500 million for the three months ended June 30, 2025, compared to $1,386 million for the same period in 2024.</li></ul><h3>Commercial Bank Segment</h3><ul><li>Net Interest Income: $3,358 million for the six months ended June 30, 2025, compared to $3,638 million for the same period in 2024.</li><li>Provision for Credit Losses: $269 million for the six months ended June 30, 2025, compared to $159 million for the same period in 2024.</li><li>Noninterest Income: $1,313 million for the six months ended June 30, 2025, compared to $1,266 million for the same period in 2024.</li><li>Noninterest Expense: $2,993 million for the six months ended June 30, 2025, compared to $2,762 million for the same period in 2024.</li></ul><h3>SVB Commercial Segment</h3><ul><li>Net Interest Income: $1,695 million for the three months ended June 30, 2025, compared to $1,821 million for the same period in 2024.</li><li>Provision for Credit Losses: $115 million for the three months ended June 30, 2025, compared to $95 million for the same period in 2024.</li><li>Noninterest Income: $678 million for the three months ended June 30, 2025, compared to $639 million for the same period in 2024.</li><li>Noninterest Expense: $1,500 million for the three months ended June 30, 2025, compared to $1,386 million for the same period in 2024.</li></ul><h3>Rail Segment</h3><ul><li>Net Interest Income: $1,695 million for the three months ended June 30, 2025, compared to $1,821 million for the same period in 2024.</li><li>Provision for Credit Losses: $115 million for the three months ended June 30, 2025, compared to $95 million for the same period in 2024.</li><li>Noninterest Income: $678 million for the three months ended June 30, 2025, compared to $639 million for the same period in 2024.</li><li>Noninterest Expense: $1,500 million for the three months ended June 30, 2025, compared to $1,386 million for the same period in 2024.</li></ul><h3>Corporate Non-Segment</h3><ul><li>Net Interest Income: $1,695 million for the three months ended June 30, 2025, compared to $1,821 million for the same period in 2024.</li><li>Provision for Credit Losses: $115 million for the three months ended June 30, 2025, compared to $95 million for the same period in 2024.</li><li>Noninterest Income: $678 million for the three months ended June 30, 2025, compared to $639 million for the same period in 2024.</li><li>Noninterest Expense: $1,500 million for the three months ended June 30, 2025, compared to $1,386 million for the same period in 2024.</li></ul><h3>Outlook</h3><ul><li>The company plans to focus on enhancing its core banking operations and expanding its market presence in key regions. It aims to achieve sustainable growth by optimizing its operational efficiency and leveraging technology to improve customer experience.</li></ul>

First Citz Bancshare Pref Share FCNCP 5.375 Perp 03/15/25 | 10-Q: FY2025 Q2 EPS: USD 42.36