EPS: As of FY2025 Q2, the actual value is USD 0.17.EBIT: As of FY2025 Q2, the actual value is USD 1.915 M.<h3>Segment Revenue</h3><ul><li>Interest and Dividend Income: Increased by $2.7 million, or 16.6%, to $19.1 million for the three months ended June 30, 2025, compared to $16.4 million for the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: Increased by $649,000, or 82.0%, to $1.4 million for the three months ended June 30, 2025, compared to $791,000 for the same period in 2024.</li><li>Provision for Credit Losses: Increased to $1.1 million for the three months ended June 30, 2025, compared to $292,000 for the same period in 2024.</li><li>Noninterest Income: Increased by $66,000, or 22.8%, to $355,000 for the three months ended June 30, 2025, compared to $289,000 for the same period in 2024.</li><li>Noninterest Expense: Increased by $33,000, or 0.7%, to $5.0 million for the three months ended June 30, 2025, compared to $4.9 million for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $1.3 million for the six months ended June 30, 2025.</li><li>Net Cash Used in Investing Activities: - $157.8 million for the six months ended June 30, 2025.</li><li>Net Cash Provided by Financing Activities: $97.6 million for the six months ended June 30, 2025.</li></ul><h3>Unique Metrics</h3><ul><li>Total Assets: Increased by $96.9 million, or 6.8%, to $1.52 billion at June 30, 2025, from $1.42 billion at December 31, 2024.</li><li>Total Deposits: Increased by $68.9 million, or 6.9%, to $1.07 billion at June 30, 2025, from $998.5 million at December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company aims to continue growing its loan portfolio, as evidenced by the significant increase in commercial real estate and multi-family real estate loans.</li><li>Non-Core Business: There is no specific mention of non-core business strategies or divestitures in the provided text.</li></ul>

ECB Bancorp/MD | 10-Q: FY2025 Q2 EPS: USD 0.17