POPULAR CAPITAL TRUST II 6.125% PRF 01/12/2034 USD25 | 10-Q: FY2025 Q2 Revenue: USD 943.87 M

Revenue: As of FY2025 Q2, the actual value is USD 943.87 M.

EPS: As of FY2025 Q2, the actual value is USD 3.09.

EBIT: As of FY2025 Q2, the actual value is USD 258.32 M.

Segment Revenue

• Commercial Multi-Family: $2,520,789 thousand as of June 30, 2025.
• Commercial Real Estate Non-Owner Occupied: $5,521,374 thousand as of June 30, 2025.
• Commercial Real Estate Owner Occupied: $3,003,855 thousand as of June 30, 2025.
• Commercial and Industrial: $8,043,752 thousand as of June 30, 2025.
• Construction: $1,468,201 thousand as of June 30, 2025.
• Mortgage: $8,444,427 thousand as of June 30, 2025.
• Leasing: $1,983,068 thousand as of June 30, 2025.
• Consumer Credit Cards: $1,215,293 thousand as of June 30, 2025.
• Home Equity Lines of Credit: $77,479 thousand as of June 30, 2025.
• Personal Loans: $1,876,463 thousand as of June 30, 2025.
• Auto Loans: $3,861,702 thousand as of June 30, 2025.
• Other Consumer Loans: $168,775 thousand as of June 30, 2025.

Operational Metrics

• Net Income: $387,942 thousand for the six months ended June 30, 2025, compared to $281,072 thousand for the same period in 2024.
• Operating Costs: $963,773 thousand for the six months ended June 30, 2025, compared to $952,689 thousand for the same period in 2024.

Cash Flow

• Operating Cash Flow: $414,993 thousand for the six months ended June 30, 2025.

Unique Metrics

• Allowance for Credit Losses: $769,485 thousand as of June 30, 2025.

Future Outlook and Strategy

• Core Business Focus: The company plans to continue focusing on its core business areas, including commercial and industrial loans, mortgage loans, and consumer loans, with an emphasis on maintaining credit quality and managing risk.
• Non-Core Business: The company is not explicitly planning any divestitures or significant changes in non-core business areas as per the reference provided.