EPS: As of FY2026 Q1, the actual value is USD 0.26.EBIT: As of FY2026 Q1, the actual value is USD 1.229 M.<h3>Segment Revenue</h3><ul><li>Loans: Interest income on loans increased by $591,000, or 11.1%, to $5.9 million for the three months ended June 30, 2025, from $5.3 million for the same period in 2024.</li><li>Investment Securities: Interest income on securities increased by $51,000, or 9.6%, to $584,000 for the three months ended June 30, 2025, from $533,000 for the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: Increased to $988,000 for the three months ended June 30, 2025, compared to $903,000 for the same period in 2024.</li><li>Net Interest Income: Increased by $523,000, or 13.2%, to $4.5 million for the three months ended June 30, 2025, compared to $4.0 million for the same period in 2024.</li><li>Non-Interest Income: Increased by $42,000, or 6.9%, to $654,000 for the three months ended June 30, 2025, from $612,000 for the same period in 2024.</li><li>Non-Interest Expense: Increased by $446,000, or 12.8%, to $3.9 million for the three months ended June 30, 2025, from $3.5 million for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Used in Operating Activities: - $96,000 for the three months ended June 30, 2025.</li><li>Net Cash Used in Investing Activities: - $12,975,000 for the three months ended June 30, 2025.</li><li>Net Cash Used in Financing Activities: - $7,691,000 for the three months ended June 30, 2025.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Credit Losses: The allowance for credit losses was $5,439,000 as of June 30, 2025, compared to $5,441,000 as of March 31, 2025.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue growing its loan portfolio while maintaining asset quality, with a focus on increasing interest income through higher market interest rates and loan growth.</li><li>Non-Core Business: The company has implemented a stock repurchase program, with 154,397 shares remaining available for repurchase as of June 30, 2025.</li></ul>

Central Plains Bancshares | 10-Q: FY2026 Q1 EPS: USD 0.26