<span item_type="fundamental" item_id="33c293906f3dec746bb7fa6264149180" counter_id="ST/US/NEWTP" env="prod"></span><span item_type="announcement" item_id="554686232016980481" env="prod"></span><p>EPS: As of FY2025 Q2, the actual value is USD 0.52.</p><p></p><h3>Segment Revenue</h3><ul><li><strong>Banking Segment</strong>: Total deposits increased to $1,083,828,000 as of June 30, 2025, from $973,052,000 as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1587987/000158798725000141/newt-20250630.htm"></span></li><li><strong>Alternative Lending Segment</strong>: Loans held for sale at fair value increased to $514,609,000 as of June 30, 2025, from $372,286,000 as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1587987/000158798725000141/newt-20250630.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li><strong>Net Income</strong>: Net income for the three months ended June 30, 2025, was $13,703,000, compared to $10,945,000 for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1587987/000158798725000141/newt-20250630.htm"></span></li><li><strong>Operating Costs</strong>: Total noninterest expense for the three months ended June 30, 2025, was $42,309,000, compared to $40,564,000 for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1587987/000158798725000141/newt-20250630.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Operating Cash Flow</strong>: Net cash used in operating activities was - $260,518,000 for the six months ended June 30, 2025, compared to - $35,751,000 for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1587987/000158798725000141/newt-20250630.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Residuals in Securitizations</strong>: Residuals in securitizations at fair value were $77,701,000 as of June 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1587987/000158798725000141/newt-20250630.htm"></span></li><li><strong>Servicing Assets</strong>: Servicing assets at fair value were $18,384,000 as of June 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1587987/000158798725000141/newt-20250630.htm"></span></li></ul><h3>Future Outlook and Strategy</h3><ul><li><strong>Core Business Focus</strong>: The company plans to continue focusing on its core banking and alternative lending segments, with a particular emphasis on increasing deposits and loan originations.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1587987/000158798725000141/newt-20250630.htm"></span></li><li><strong>Non-Core Business</strong>: The company completed the sale of its subsidiary Newtek Technology Solutions, Inc. to Intelligent Protection Management Corp. on January 2, 2025, and received $4,000,000 in cash and 4,000,000 shares of IPM Preferred Stock.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1587987/000158798725000141/newt-20250630.htm"></span></li><li><strong>Priority</strong>: The company aims to enhance its servicing income and manage its loan portfolio effectively to maintain profitability and growth.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1587987/000158798725000141/newt-20250630.htm"></span></li></ul>

Newtekon Inc Pref Shares NEWTP 8.5 Perp 10/01/30 | 10-Q: FY2025 Q2 EPS: USD 0.52