Citizens & Northern Completes Merger with Susquehanna
Citizens & Northern Corporation (CZNC) has completed its merger with Susquehanna Community Financial, integrating Susquehanna Community Bank into Citizens & Northern Bank as of October 1, 2025. This merger aims to enhance market presence in Central Pennsylvania and expand the customer base. Key executives from Susquehanna have joined C&N, ensuring a smooth transition. Analysts rate CZNC stock as a Buy with a $22.50 price target, citing strong financial performance and attractive valuation. Citizens & Northern operates 35 banking offices in Pennsylvania and New York and trades on NASDAQ under the symbol 'CZNC'.
Citizens & Northern ( (CZNC) ) just unveiled an announcement.
On October 1, 2025, Citizens & Northern Corporation completed its merger with Susquehanna Community Financial, Inc., resulting in the integration of Susquehanna Community Bank into Citizens & Northern Bank. This strategic move aims to enhance C&N’s market presence in Central Pennsylvania, aligning with its community-focused values and expanding its shareholder and customer base. Key executives from Susquehanna have joined C&N, indicating a smooth transition and potential for strengthened operations.
The most recent analyst rating on (CZNC) stock is a Buy with a $22.50 price target. To see the full list of analyst forecasts on Citizens & Northern stock, see the CZNC Stock Forecast page.
Spark’s Take on CZNC Stock
According to Spark, TipRanks’ AI Analyst, CZNC is a Outperform.
Citizens & Northern’s strong financial performance, characterized by consistent revenue growth and solid profitability, is the most significant factor driving the stock score. The valuation is attractive with a reasonable P/E ratio and a high dividend yield, making it appealing to income-focused investors. Technical indicators suggest a stable price trend with no strong momentum, adding to the stock’s overall stability. The absence of notable earnings call insights or corporate events means these factors did not influence the score.
To see Spark’s full report on CZNC stock, click here.
More about Citizens & Northern
Citizens & Northern Corporation is a bank holding company for Citizens & Northern Bank, headquartered in Wellsboro, Pennsylvania. It operates 35 banking offices across various counties in Pennsylvania and New York, and has a loan production office in Elmira, New York. The company trades on NASDAQ under the symbol ‘CZNC’.
Average Trading Volume: 37,192
Technical Sentiment Signal: Strong Buy
Current Market Cap: $306M
For an in-depth examination of CZNC stock, go to TipRanks’ Overview page.
