Revenue: As of FY2025 Q3, the actual value is USD 1.095 T.EPS: As of FY2025 Q3, the actual value is USD 2.78.EBIT: As of FY2025 Q3, the actual value is USD -270.97 B.<h3>Segment Revenue</h3><ul><li>Total loans: $52,063,482 as of September 30, 2025, compared to $51,041,679 as of June 30, 2025, and $47,067,447 as of September 30, 2024.</li><li>Total deposits: $56,711,381 as of September 30, 2025, compared to $55,816,811 as of June 30, 2025, and $51,404,966 as of September 30, 2024.</li><li>Net Interest Income: $1.6 billion for the first nine months of 2025, an increase of $202.8 million or 14% compared to the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net income: $216.3 million for Q3 2025, compared to $195.5 million for Q2 2025, and $170.0 million for Q3 2024.</li><li>Pre-tax, pre-provision income (non-GAAP): $317.8 million for Q3 2025, compared to $289.3 million for Q2 2025, and $255.0 million for Q3 2024.</li><li>Net interest income: $567.0 million for Q3 2025, compared to $546.7 million for Q2 2025, and $502.6 million for Q3 2024.</li><li>Net interest margin: 3.48% for Q3 2025, compared to 3.52% for Q2 2025, and 3.49% for Q3 2024.</li><li>Provision for credit losses: $21.8 million for Q3 2025, compared to $22.2 million for Q2 2025, and $22.3 million for Q3 2024.</li><li>Net charge-offs: $24.6 million for Q3 2025, compared to $13.3 million for Q2 2025, and $26.7 million for Q3 2024.</li><li>Non-performing loans: $162.6 million as of September 30, 2025, compared to $188.8 million as of June 30, 2025, and $179.7 million as of September 30, 2024.</li><li>Net Income: $600.8 million for the first nine months of 2025, an increase of $91.1 million or 18% compared to the same period in 2024.</li><li>Pre-Tax, Pre-Provision Income: $884.1 million for the first nine months of 2025, an increase of $106.1 million or 14% compared to the same period in 2024.</li><li>Diluted EPS: $8.25 for the first nine months of 2025, an increase of $0.58 or 8% compared to the same period in 2024.</li><li>Net Interest Margin (NIM): 3.51% for the first nine months of 2025, a slight decrease from 3.52% in the same period of 2024.</li></ul><h3>Cash Flow</h3><ul><li>The report does not provide specific cash flow details.</li></ul><h3>Unique Metrics</h3><ul><li>Total assets: $69,629,638 as of September 30, 2025, compared to $68,983,318 as of June 30, 2025, and $63,788,424 as of September 30, 2024.</li><li>Total shareholders’ equity: $7,045,757 as of September 30, 2025, compared to $7,225,696 as of June 30, 2025, and $6,399,714 as of September 30, 2024.</li><li>Tangible Book Value per Common Share: Increased to $85.39 as of September 30, 2025, from $76.15 as of September 30, 2024, an increase of $9.24 or 12%.</li></ul><h3>Outlook / Guidance</h3><ul><li>The company anticipates that a relatively stable net interest margin and continued balance sheet growth will contribute to net interest income expansion in the fourth quarter.</li><li>Loan pipelines remain strong, and the company expects loan growth in the mid-to-high single digits for the remainder of the year.</li><li>The company remains focused on delivering a differentiated customer experience to drive better results for customers and value for shareholders.</li><li>Wintrust Financial Corporation expects to maintain a relatively stable net interest margin through the remainder of 2025, supported by strong earning asset growth and a hedging program that reduces interest rate sensitivity.</li></ul>

Wintrust Financial Pref Shares WTFC 7.8750 Perp 07/15/30 | 8-K: FY2025 Q3 Revenue: USD 1.095 T