Citizens Community Bancorp Q3 earnings rise as margins increase
Citizens Community Bancorp reported a Q3 earnings increase to $3.7 million, with an EPS of $0.37. The net interest margin decreased to 3.20% from 3.27% in Q2. The company repurchased 136,000 shares at $14.93 each. Key drivers included a decrease in credit loss provisions and an increase in non-interest income from loan sales, despite lower interest income from loan payoffs. No specific financial guidance was provided for future quarters.
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Overview
- Citizens Community Bancorp Q3 earnings rise to $3.7 mln, EPS at $0.37
- Net interest margin for Q3 2025 decreased to 3.20% from 3.27% in Q2
- Company repurchased 136,000 shares at $14.93 per share in Q3
Outlook
- Company did not provide specific financial guidance for future quarters or the full year
Result Drivers
- NET INTEREST INCOME - Decreased due to lower interest income from loan payoffs, offset by higher asset yields and lower deposit costs
- CREDIT LOSSES - Provision for credit losses decreased significantly, aiding earnings growth
- NON-INTEREST INCOME - Increased due to higher gains on sale of loans
Key Details
Metric Beat/Mis Actual Consensu
s s
Estimate
Q3 Net 3.20%
Interest
Margin
Press Release: For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)
