ACGLO 5.45 P12/31/49 F | 8-K: FY2025 Q3 Revenue: USD 5.109 B

Revenue: As of FY2025 Q3, the actual value is USD 5.109 B.

EPS: As of FY2025 Q3, the actual value is USD 3.56.

EBIT: As of FY2025 Q3, the actual value is USD 1.547 B.

Segment Revenue

• Insurance Segment: Gross premiums written were $2,567 million for the three months ended September 30, 2025, and $7,893 million for the nine months ended September 30, 2025.
• Reinsurance Segment: Gross premiums written were $2,515 million for the three months ended September 30, 2025, and $9,205 million for the nine months ended September 30, 2025.
• Mortgage Segment: Gross premiums written were $330 million for the three months ended September 30, 2025, and $979 million for the nine months ended September 30, 2025.

Operational Metrics

• Net Income: Net income available to Arch common shareholders was $1,340 million for the three months ended September 30, 2025, and $3,131 million for the nine months ended September 30, 2025.
• Underwriting Income: Underwriting income was $871 million for the three months ended September 30, 2025, and $2,106 million for the nine months ended September 30, 2025.
• Loss Ratio: The loss ratio was 51.4% for the three months ended September 30, 2025, and 55.4% for the nine months ended September 30, 2025.
• Combined Ratio: The combined ratio was 79.8% for the three months ended September 30, 2025, and 83.6% for the nine months ended September 30, 2025.

Cash Flow

• Net Cash Provided by Operating Activities: Net cash provided by operating activities was $2,186 million for the three months ended September 30, 2025, and $4,768 million for the nine months ended September 30, 2025.

Unique Metrics

• Net Investment Income: Net investment income was $408 million for the three months ended September 30, 2025, and $1,191 million for the nine months ended September 30, 2025.

Outlook / Guidance

• The company anticipates continued growth in its insurance and reinsurance segments, driven by strategic initiatives and market conditions. The mortgage segment is expected to maintain stable performance with a focus on U.S. primary mortgage insurance operations.