Chongqing Rural Commercial Bank's net profit attributable to shareholders for the first three quarters was 10.694 billion yuan, a year-on-year increase of 3.74%
Chongqing Rural Commercial Bank achieved a net profit attributable to shareholders of RMB 10.694 billion in the first three quarters of 2025, a year-on-year increase of 3.74%. The group's net profit was RMB 10.925 billion, an increase of 3.32%. The annualized return on total assets was 0.92%, a decrease of 0.03 percentage points; the annualized return on equity was 10.82%, a decrease of 0.30 percentage points. Operating income was RMB 21.657 billion, an increase of 0.81%. The balance of non-performing loans was RMB 8.711 billion, with a non-performing loan ratio of 1.12%, a decrease of 0.06 percentage points
According to the Zhitong Finance APP, Chongqing Rural Commercial Bank (03618) announced that from January to September 2025, the group achieved a net profit of 10.925 billion yuan, an increase of 3.32% compared to the same period last year; of which the net profit attributable to the bank's shareholders was 10.694 billion yuan, an increase of 3.74% compared to the same period last year. The annualized average return on total assets was 0.92%, a decrease of 0.03 percentage points compared to the same period last year. The annualized weighted average return on net assets was 10.82%, a decrease of 0.30 percentage points compared to the same period last year.
From January to September 2025, the group achieved an operating income of 21.657 billion yuan, an increase of 0.81% compared to the same period last year. Among them, net interest income was 17.850 billion yuan, an increase of 6.88% compared to the same period last year, and net income from fees and commissions was 1.057 billion yuan. The net interest margin was 1.59%, a decrease of 0.02 percentage points compared to the same period last year, with a narrowing decline of 0.14 percentage points.
As of September 30, 2025, the group's non-performing loan balance was 8.711 billion yuan; the non-performing loan ratio was 1.12%, a decrease of 0.06 percentage points compared to the end of last year; the provision coverage ratio was 364.82%, an increase of 1.38 percentage points compared to the end of last year
