Hawthorn Bancshares Posts Q3 Net Income of $6.1 Million
Hawthorn Bancshares Inc. reported a Q3 2025 net income of $6.1 million, a 34.1% increase from Q3 2024. Earnings per diluted share rose to $0.88, up 33% year-over-year. The net interest margin improved to 3.97%. Total assets reached $1,932.1 million, with loans increasing by 3.5% and deposits by 0.5%. For the first nine months of 2025, net income was $17.6 million, up from $13.7 million in 2024. The efficiency ratio improved to 62.3%, and non-performing assets to total loans decreased to 0.48%.
Hawthorn Bancshares Inc. reported third quarter 2025 net income of $6.1 million, an increase of 34.1% from the same quarter in 2024. Earnings per diluted share rose to $0.88, up 33% year-over-year. Net interest margin for the quarter improved to 3.97%, compared to 3.89% in the prior quarter and 3.36% in the third quarter of 2024. The provision for credit losses was $0.4 million higher than the previous quarter and $0.1 million lower than the prior year quarter. Total assets as of September 30, 2025 were $1,932.1 million, up from $1,877.4 million in the prior quarter. For the first nine months of 2025, total interest income was $72.4 million, compared to $71.4 million for the same period in 2024. Net interest income increased to $48.3 million, from $43.2 million a year earlier. Net income for the nine-month period was $17.6 million, up from $13.7 million for the same period last year. Basic earnings per share for the nine months ended September 30, 2025 were $2.54, compared to $1.95 in 2024. Loans increased by $51.1 million, or 3.5%, and deposits increased by $7.9 million, or 0.5%, compared to the prior quarter. The company reported an improvement in its efficiency ratio to 62.3% from 66.2% in the prior year quarter and a book value per share of $23.76, representing an increase of 5.5% from the previous quarter and 13.6% from the prior year quarter. Non-performing assets to total loans improved to 0.48% from 0.58% in the prior year quarter. The company remained well capitalized with total risk-based capital of 14.9%. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Hawthorn Bancshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000893847-25-000039), on October 29, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here
