WEIHAI BANK's net profit for the first three quarters is approximately 1.779 billion yuan

According to the financial data summary released by WEIHAI BANK (09677) for the third quarter of 2025, as of the end of September 2025, the total assets of the group amounted to RMB 502.823 billion, total liabilities amounted to RMB 470.53 billion, and owner's equity was RMB 32.293 billion; from January to September 2025, the group's net profit was RMB 1.779 billion.

I. Capital Management Situation

According to the relevant provisions of the "Measures for the Capital Management of Commercial Banks," the minimum requirements for the capital adequacy ratios of commercial banks at all levels are as follows: the core tier 1 capital adequacy ratio must not be lower than 7.5%, the tier 1 capital adequacy ratio must not be lower than 8.5%, and the total capital adequacy ratio must not be lower than 10.5%. As of the end of September 2025, the group's net capital amounted to RMB 36.539 billion, net tier 1 capital amounted to RMB 30.85 billion, and net core tier 1 capital amounted to RMB 24.66 billion; the total capital adequacy ratio was 11.89%, the tier 1 capital adequacy ratio was 10.04%, and the core tier 1 capital adequacy ratio was 8.02%, all of which continuously meet regulatory requirements.

II. Issued and Outstanding Capital Instruments

As of the end of September 2025, the balance of the group's capital instruments was RMB 8.7 billion, including a balance of RMB 2.7 billion in subordinated capital bonds and a balance of RMB 6 billion in perpetual capital bonds