Revenue: As of FY2025 Q3, the actual value is USD 1.082 B.EPS: As of FY2025 Q3, the actual value is USD 2.36.EBIT: As of FY2025 Q3, the actual value is USD -238.49 M.<h3>Segment Revenue</h3><ul><li>Commercial and Industrial Loans: $15,198,082 as of September 30, 2025, compared to $10,993,771 as of December 31, 2024.</li><li>Specialty Lending: $561,394 as of September 30, 2025, compared to $469,194 as of December 31, 2024.</li><li>Commercial Real Estate: $16,583,095 as of September 30, 2025, compared to $10,131,285 as of December 31, 2024.</li><li>Consumer Real Estate: $4,342,559 as of September 30, 2025, compared to $3,187,130 as of December 31, 2024.</li><li>Consumer Loans: $223,453 as of September 30, 2025, compared to $193,860 as of December 31, 2024.</li><li>Credit Cards: $689,807 as of September 30, 2025, compared to $578,766 as of December 31, 2024.</li><li>Leases and Other: $108,117 as of September 30, 2025, compared to $88,295 as of December 31, 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $487,043 for the nine months ended September 30, 2025, compared to $321,246 for the same period in 2024.</li><li>Net Interest Income: $1,339,705 for the nine months ended September 30, 2025, compared to $731,918 for the same period in 2024.</li><li>Provision for Credit Losses: $129,500 for the nine months ended September 30, 2025, compared to $42,050 for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $920,616 for the nine months ended September 30, 2025, compared to $292,157 for the same period in 2024.</li><li>Net Cash Used in Investing Activities: - $3,477,623 for the nine months ended September 30, 2025, compared to - $1,544,044 for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: $2,949,726 for the nine months ended September 30, 2025, compared to $3,000,393 for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Nonaccrual Loans: $131,965 as of September 30, 2025, compared to $19,282 as of December 31, 2024.</li><li>Amortized Cost of Nonaccrual Loans with No Related Allowance: $62,453 as of September 30, 2025, compared to $19,282 as of December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue expanding its loan portfolio across various segments, with a focus on maintaining strong credit quality and risk management practices.</li><li>Non-Core Business: There is no specific mention of divestitures or emerging segments in the provided data.</li></ul>

UMB Financial Pref Shares UMBF 7.75 Perp 07/15/30 | 10-Q: FY2025 Q3 Revenue: USD 1.082 B