
Reinsurance Grp of Amer Pref Share RZB 5.75 06/15/56 | 10-Q: FY2025 Q3 Revenue: USD 6.204 B

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Revenue: As of FY2025 Q3, the actual value is USD 6.204 B.
EPS: As of FY2025 Q3, the actual value is USD 3.81.
EBIT: As of FY2025 Q3, the actual value is USD 418 M.
Financial Metrics by Segment
Segment: U.S. and Latin America - Traditional
- Net Premiums: $4,791 million for the nine months ended September 30, 2025, compared to $4,658 million for the same period in 2024.
- Interest Accrual: $539 million for the nine months ended September 30, 2025, compared to $432 million for the same period in 2024.
- Net Liability for Future Policy Benefits: $12,664 million as of September 30, 2025, compared to $10,607 million as of September 30, 2024.
- Weighted Average Interest Accretion Rate: 4.6% for the nine months ended September 30, 2025, compared to 4.6% for the same period in 2024.
Segment: Canada - Traditional
- Net Premiums: $831 million for the nine months ended September 30, 2025, compared to $825 million for the same period in 2024.
- Interest Accrual: $160 million for the nine months ended September 30, 2025, compared to $161 million for the same period in 2024.
- Net Liability for Future Policy Benefits: $3,877 million as of September 30, 2025, compared to $4,033 million as of September 30, 2024.
- Weighted Average Interest Accretion Rate: 3.7% for the nine months ended September 30, 2025, compared to 3.6% for the same period in 2024.
Segment: Europe, Middle East, and Africa - Traditional
- Net Premiums: $1,341 million for the nine months ended September 30, 2025, compared to $1,101 million for the same period in 2024.
- Interest Accrual: $35 million for the nine months ended September 30, 2025, compared to $31 million for the same period in 2024.
- Net Liability for Future Policy Benefits: $1,355 million as of September 30, 2025, compared to $1,175 million as of September 30, 2024.
- Weighted Average Interest Accretion Rate: 3.5% for the nine months ended September 30, 2025, compared to 3.3% for the same period in 2024.
Segment: Asia Pacific - Traditional
- Net Premiums: $2,335 million for the nine months ended September 30, 2025, compared to $2,095 million for the same period in 2024.
- Interest Accrual: $134 million for the nine months ended September 30, 2025, compared to $121 million for the same period in 2024.
- Net Liability for Future Policy Benefits: $2,911 million as of September 30, 2025, compared to $2,691 million as of September 30, 2024.
- Weighted Average Interest Accretion Rate: 2.8% for the nine months ended September 30, 2025, compared to 2.6% for the same period in 2024.
Segment: U.S. and Latin America - Financial Solutions
- Net Premiums: $177 million for the nine months ended September 30, 2025, compared to $2,816 million for the same period in 2024.
- Interest Accrual: $366 million for the nine months ended September 30, 2025, compared to $243 million for the same period in 2024.
- Net Liability for Future Policy Benefits: $8,090 million as of September 30, 2025, compared to $6,853 million as of September 30, 2024.
- Weighted Average Interest Accretion Rate: 4.1% for the nine months ended September 30, 2025, compared to 3.9% for the same period in 2024.
Segment: Canada - Financial Solutions
- Net Premiums: $143 million for the nine months ended September 30, 2025, compared to $120 million for the same period in 2024.
- Interest Accrual: $164 million for the nine months ended September 30, 2025, compared to $93 million for the same period in 2024.
- Net Liability for Future Policy Benefits: $4,618 million as of September 30, 2025, compared to $4,317 million as of September 30, 2024.
- Weighted Average Interest Accretion Rate: 4.1% for the nine months ended September 30, 2025, compared to 4.1% for the same period in 2024.
Segment: Europe, Middle East, and Africa - Financial Solutions
- Net Premiums: $897 million for the nine months ended September 30, 2025, compared to $669 million for the same period in 2024.
- Interest Accrual: $220 million for the nine months ended September 30, 2025, compared to $166 million for the same period in 2024.
- Net Liability for Future Policy Benefits: $9,033 million as of September 30, 2025, compared to $6,074 million as of September 30, 2024.
- Weighted Average Interest Accretion Rate: 3.5% for the nine months ended September 30, 2025, compared to 3.1% for the same period in 2024.
Segment: Asia Pacific - Financial Solutions
- Net Premiums: $325 million for the nine months ended September 30, 2025, compared to $158 million for the same period in 2024.
- Interest Accrual: $220 million for the nine months ended September 30, 2025, compared to $107 million for the same period in 2024.
- Net Liability for Future Policy Benefits: $12,410 million as of September 30, 2025, compared to $11,422 million as of September 30, 2024.
- Weighted Average Interest Accretion Rate: 1.9% for the nine months ended September 30, 2025, compared to 1.6% for the same period in 2024.
Future Outlook and Strategy
- Core Business Focus: The company plans to continue focusing on its core reinsurance business, with an emphasis on expanding its market share in the U.S., Canada, EMEA, and Asia Pacific regions. The company aims to achieve growth targets and improve margins through strategic investments and operational efficiencies.
- Non-Core Business: The company is exploring opportunities in emerging segments such as longevity reinsurance and pension risk transfer. These efforts are aimed at diversifying revenue streams and enhancing long-term profitability.
- Priority: The company has set concrete projections for growth in its core reinsurance business, with a focus on achieving measurable goals such as increasing net premiums and improving operating margins. The company is also prioritizing investments in technology solutions to enhance operational efficiency and customer experience.

