Norwood Financial net income rises to $8.3 million for Q3 2025

Norwood Financial Corporation reported net income of $8.3 million for the three months ended September 30, 2025, up from $3.8 million in the same period of 2024. Net interest income rose to $20.5 million from $15.9 million, while net interest margin increased to 3.6% from 3.0%. Diluted earnings per share were $0.89, compared to $0.48 last year. Return on average assets was 1.4%, up from 0.7%, and return on tangible equity reached 16.8%, compared to 9.6% in the prior year. Other income totaled $2.5 million, an increase from $2.3 million, and other expenses were $12.9 million, up from $12.0 million in the previous year. The equivalent yield on interest-earning assets increased to 5.7%, while the cost of interest-bearing liabilities decreased to 2.8%. The company completed a repositioning of its underperforming bond portfolio in December 2024 and reported continued balance sheet growth and expense control. As of September 30, 2025, total assets were $2.4 billion, total gross loans were $1.8 billion, total deposits were $2.1 billion, and total equity stood at $235 million. The company declared a quarterly dividend of $0.31 per share, representing a 4.9% dividend yield and a 3.3% increase over the previous year. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Norwood Financial Corporation published the original content used to generate this news brief on October 31, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here