Riverview Bancorp | 8-K: FY2026 Q2 Revenue: USD 19.21 M

Revenue: As of FY2026 Q2, the actual value is USD 19.21 M.

EPS: As of FY2026 Q2, the actual value is USD 0.05, missing the estimate of USD 0.06.

EBIT: As of FY2026 Q2, the actual value is USD -8.386 M, missing the estimate of USD 1.8 M.

Financial Metrics by Segment

Segment Revenue

• Riverview Bancorp, Inc. reported its earnings for the quarter ended September 30, 2025.

Operational Metrics

• Net income for the second fiscal quarter of 2026 was $1.1 million, compared to $1.2 million in the first fiscal quarter of 2026 and $1.6 million in the second fiscal quarter of 2025.
• Net interest income for the quarter was $9.8 million, an increase from $8.9 million in the same quarter of the previous year.
• The net interest margin was 2.76%, up from 2.46% in the second fiscal quarter of 2025.
• Non-interest income was $3.8 million, consistent with the same quarter last year.
• Non-interest expense increased to $12.2 million from $10.7 million in the second fiscal quarter of 2025.

Cash Flow

• The report details operating cash flow and free cash flow for the quarter.

Unique Metrics

• Riverview Bancorp, Inc. provides specific financial indicators such as revenue from new markets or product lines.

Loan and Deposit Growth

• Total loans increased by $2.1 million during the quarter to $1.07 billion.
• Total deposits increased by $26.5 million during the quarter to $1.24 billion.

Credit Quality

• Non-performing loans were $776,000, or 0.07% of total loans, as of September 30, 2025.
• The allowance for credit losses was $15.4 million, representing 1.44% of total loans.

Capital and Liquidity

• The total risk-based capital ratio was 16.51%, and the Tier 1 leverage ratio was 11.26%.
• Available liquidity was approximately $496.1 million, including borrowing capacities from the FHLB and the Federal Reserve Bank of San Francisco.

Outlook / Guidance

• Riverview Bancorp, Inc. is focused on sustainable growth, digital innovation, and data empowerment to enhance client experiences and operational efficiencies. The company aims to pursue growth across its commercial and industrial, business banking, and treasury management platforms while maintaining a focus on efficiency and long-term value creation.