Revenue: As of FY2025 Q3, the actual value is USD 52.96 B.EPS: As of FY2025 Q3, the actual value is USD 1.59, beating the estimate of USD 1.36.EBIT: As of FY2025 Q3, the actual value is USD 30.66 B.<h3>Segment Revenue</h3><ul><li>Interest Income: Total interest income for the nine months ended September 30, 2025 was $145,052,000, compared to $136,963,000 for the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: Net income for the nine months ended September 30, 2025 was $34,651,000, compared to $26,754,000 for the same period in 2024.</li><li>Net Interest Income: Net interest income for the nine months ended September 30, 2025 was $99,206,000, compared to $88,676,000 for the same period in 2024.</li><li>Noninterest Income: Total noninterest income for the nine months ended September 30, 2025 was $11,463,000, compared to $10,996,000 for the same period in 2024.</li><li>Noninterest Expense: Total noninterest expense for the nine months ended September 30, 2025 was $66,517,000, compared to $64,934,000 for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: Net cash provided by operating activities for the nine months ended September 30, 2025 was $42,814,000, compared to $42,899,000 for the same period in 2024.</li><li>Net Cash Provided by Investing Activities: Net cash provided by investing activities for the nine months ended September 30, 2025 was $45,877,000, compared to net cash used in investing activities of $60,055,000 for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: Net cash provided by financing activities for the nine months ended September 30, 2025 was $2,085,000, compared to $77,202,000 for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Credit Losses: The total allowance for credit losses as of September 30, 2025 was $34,557,000, compared to $35,616,000 as of December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue managing its exposure to interest rate movements through the use of derivative financial instruments, specifically interest rate swaps designated as cash flow hedges.</li><li>Non-Core Business: The company has no significant plans for divestitures or emerging segments mentioned in the report.</li></ul>

Home Bancorp | 10-Q: FY2025 Q3 Revenue: USD 52.96 B