<span item_type="fundamental" item_id="1345c9ae014a7abb89e07a14e7cfa923" counter_id="ST/US/CNOBP" env="prod"></span><span item_type="announcement" item_id="578823473210662273" env="prod"></span><p>Revenue: As of FY2025 Q3, the actual value is USD 207.12 M.</p><p>EPS: As of FY2025 Q3, the actual value is USD 0.78.</p><p>EBIT: As of FY2025 Q3, the actual value is USD -44.76 M.</p><p></p><h3>Segment Revenue</h3><ul><li><strong>Interest Income</strong>: Total interest income for the nine months ended September 30, 2025 was $458.5 million, compared to $389.9 million for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712771/000143774925032796/cnob20250930_10q.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li><strong>Net Income</strong>: Net income for the nine months ended September 30, 2025 was $40.9 million, compared to $53.4 million for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712771/000143774925032796/cnob20250930_10q.htm"></span></li><li><strong>Provision for Credit Losses</strong>: The provision for credit losses for the nine months ended September 30, 2025 was $44.7 million, compared to $10.3 million for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712771/000143774925032796/cnob20250930_10q.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Operating Cash Flow</strong>: Net cash provided by operating activities for the nine months ended September 30, 2025 was $58.7 million, compared to $28.5 million for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712771/000143774925032796/cnob20250930_10q.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Loan Portfolio</strong>: As of September 30, 2025, the total loans receivable were $11.3 billion, compared to $8.3 billion as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712771/000143774925032796/cnob20250930_10q.htm"></span></li></ul><h3>Future Outlook and Strategy</h3><ul><li><strong>Core Business Focus</strong>: The company completed the acquisition of The First of Long Island Corporation on June 1, 2025, which is expected to provide synergies and economies of scale.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712771/000143774925032796/cnob20250930_10q.htm"></span></li><li><strong>Non-Core Business</strong>: The company has recorded a net deferred income tax benefit of $51.1 million related to tax attributes of FLIC, along with the effects of fair value adjustments resulting from applying the purchase method of accounting.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712771/000143774925032796/cnob20250930_10q.htm"></span></li></ul>

Connectone Bancorp Pref Share CNOBP 5.25 Perp 09/01/26 | 10-Q: FY2025 Q3 Revenue: USD 207.12 M