Revenue: As of FY2025 Q3, the actual value is USD 28.53 M.EPS: As of FY2025 Q3, the actual value is USD 0.67.EBIT: As of FY2025 Q3, the actual value is USD -10.33 M.<h3>Banking Operations</h3><ul><li>Interest Income: $21.4 million for the three months ended September 30, 2025, compared to $20.5 million for the same period in 2024.</li><li>Interest Expense: $6.3 million for the three months ended September 30, 2025, compared to $6.9 million for the same period in 2024.</li><li>Net Interest Income: $15.1 million for the three months ended September 30, 2025, compared to $13.5 million for the same period in 2024.</li><li>Provision for Credit Losses: $530,000 for the three months ended September 30, 2025, compared to $297,000 for the same period in 2024.</li><li>Non-Interest Income: $3.5 million for the three months ended September 30, 2025, compared to $4.0 million for the same period in 2024.</li><li>Non-Interest Expense: $16.9 million for the three months ended September 30, 2025, compared to $15.0 million for the same period in 2024.</li><li>Net Income: $3.8 million for the three months ended September 30, 2025, compared to $4.1 million for the same period in 2024.</li><li>Total Assets: $1.73 billion as of September 30, 2025, compared to $1.66 billion as of September 30, 2024.</li></ul><h3>CBRES (Community Bank Real Estate Solutions)</h3><ul><li>Appraisal Management Fee Income: $3.6 million for the three months ended September 30, 2025, compared to $3.1 million for the same period in 2024.</li><li>Appraisal Management Fee Expense: $2.9 million for the three months ended September 30, 2025, compared to $2.4 million for the same period in 2024.</li><li>Net Income: $219,000 for the three months ended September 30, 2025, compared to $164,000 for the same period in 2024.</li><li>Total Assets: $5.0 million as of September 30, 2025, compared to $4.2 million as of September 30, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company expects continued moderate economic growth in its markets and aims to maintain high levels of balance sheet liquidity, manage interest rate exposures, and actively monitor asset quality to minimize risks.</li><li>Non-Core Business: The company is open to growth by acquisition in certain circumstances but does not consider it necessary for providing a reasonable return to shareholders.</li><li>Priority: Emphasis on operating as a well-capitalized, profitable, and independent community-oriented financial institution dedicated to providing quality customer service.</li></ul>

Peoples Bancorp of North Carolina | 10-Q: FY2025 Q3 Revenue: USD 28.53 M