<span item_type="fundamental" item_id="f4afd3ec1e758eaf16a8bccb11ee4578" counter_id="ST/US/FOACW" env="prod"></span><span item_type="announcement" item_id="579172734368416513" env="prod"></span><p>Revenue: As of FY2025 Q3, the actual value is USD 80.85 M.</p><p>EPS: As of FY2025 Q3, the actual value is USD -1.22.</p><p>EBIT: As of FY2025 Q3, the actual value is USD -87.36 M.</p><p></p><h3>Segment Revenue</h3><ul><li>Funded volume for the third quarter was $603 million, bringing the year-to-date funded volume to $1.8 billion, representing a 28% increase from the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foacompaniesex-99193025ear.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li>Net income from continuing operations for the first nine months of 2025 was $131 million, despite a net loss of $29 million during the third quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foacompaniesex-99193025ear.htm"></span></li><li>Adjusted net income for the third quarter was $33 million, or $1.33 in adjusted earnings per share, an improvement of 136% compared to the second quarter of 2025 and 120% year over year.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foacompaniesex-99193025ear.htm"></span></li><li>Total revenue for the third quarter was $81 million, a decrease of 54% compared to the second quarter of 2025 and 72% compared to the third quarter of 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foacompaniesex-99193025ear.htm"></span></li><li>Total expenses and other, net for the third quarter were $109 million, an increase of 15% compared to the second quarter of 2025 and 33% compared to the third quarter of 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foacompaniesex-99193025ear.htm"></span></li><li>Pre-tax income (loss) from continuing operations for the third quarter was - $29 million, a decrease of 135% compared to the second quarter of 2025 and 114% compared to the third quarter of 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foacompaniesex-99193025ear.htm"></span></li><li>Adjusted EBITDA for the third quarter was $55 million, an increase of 83% compared to the second quarter of 2025 and 72% compared to the third quarter of 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foacompaniesex-99193025ear.htm"></span></li></ul><h3>Cash Flow</h3><ul><li>Cash and cash equivalents grew from $46 million as of June 30, 2025, to $110 million as of September 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foacompaniesex-99193025ear.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li>The company repaid $85 million of higher cost working capital facilities and entered into an agreement to repurchase the entirety of Blackstone’s equity stake in Finance of America, reducing interest expense and enhancing financial flexibility.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foacompaniesex-99193025ear.htm"></span></li></ul><h3>Outlook / Guidance</h3><ul><li>Finance of America expects to leverage its strategic partnership with Better.com to expand its product offerings and better serve the senior demographic.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000162828025048796/foacompaniesex-99193025ear.htm"></span></li></ul>

FINANCE OF AMERICA COMPANIES INC C/WTS 08/04/2026 (TO PUR COM) | 8-K: FY2025 Q3 Revenue: USD 80.85 M