Revenue: As of FY2025 Q3, the actual value is USD 869.19 M.EPS: As of FY2025 Q3, the actual value is USD 2.19.EBIT: As of FY2025 Q3, the actual value is USD -187.14 M.<h3>Segment Revenue</h3><ul><li>Commercial Real Estate - Owner Occupied: $4,904,462 thousand as of September 30, 2025.</li><li>Commercial Real Estate - Non-Owner Occupied: $8,088,289 thousand as of September 30, 2025.</li><li>Consumer Real Estate - Mortgage: $5,373,110 thousand as of September 30, 2025.</li><li>Construction and Land Development: $3,389,451 thousand as of September 30, 2025.</li><li>Commercial and Industrial: $15,570,921 thousand as of September 30, 2025.</li><li>Consumer and Other: $606,380 thousand as of September 30, 2025.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $472,084 thousand for the nine months ended September 30, 2025, compared to $323,797 thousand for the same period in 2024.</li><li>Provision for Credit Losses: $73,144 thousand for the nine months ended September 30, 2025, compared to $90,937 thousand for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $643,291 thousand for the nine months ended September 30, 2025, compared to $404,361 thousand for the same period in 2024.</li><li>Net Cash Used in Investing Activities: -$3,588,040 thousand for the nine months ended September 30, 2025, compared to -$2,138,726 thousand for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: $2,774,434 thousand for the nine months ended September 30, 2025, compared to $2,337,180 thousand for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Credit Losses: $434,450 thousand as of September 30, 2025, compared to $414,494 thousand as of December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: Pinnacle Financial aims to maintain its growth trajectory by focusing on expanding its loan portfolio and managing credit risk effectively. The company is also investing in technology to enhance customer experience and operational efficiency.</li><li>Non-Core Business: Pinnacle Financial is exploring opportunities in new geographic markets and product lines to diversify its revenue streams and reduce dependency on traditional banking services.</li></ul>

Pinnacle Financial Partn Pref Share 6.75 Perp 09/01/25 B | 10-Q: FY2025 Q3 Revenue: USD 869.19 M