Revenue: As of FY2025 Q3, the actual value is USD 32.05 M.EPS: As of FY2025 Q3, the actual value is USD 0.73, beating the estimate of USD 0.5467.EBIT: As of FY2025 Q3, the actual value is USD -18.26 M.<h3>Segment Revenue</h3><ul><li>Interest Income: Total interest income for the nine months ended September 30, 2025, was $71,020,000, compared to $63,049,000 for the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: The company recorded a net income of $18,646,000 for the nine months ended September 30, 2025, down from $20,870,000 for the same period in 2024.</li><li>Provision for Credit Losses: Increased from $1,346,000 in the nine months ended September 30, 2024, to $6,483,000 in the same period in 2025.</li><li>Non-Interest Income: Increased by $1,243,000 from $6,579,000 in 2024 to $7,822,000 in 2025.</li><li>Non-Interest Expenses: Increased from $31,617,000 in 2024 to $37,612,000 in 2025.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $15,172,000 for the nine months ended September 30, 2025, compared to $22,225,000 for the same period in 2024.</li><li>Net Cash Provided by Investing Activities: $69,792,000 for the nine months ended September 30, 2025, compared to $18,205,000 for the same period in 2024.</li><li>Net Cash Used in Financing Activities: -$79,703,000 for the nine months ended September 30, 2025, compared to -$8,126,000 for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Goodwill: As a result of the acquisition of Cornerstone Community Bancorp, the company recorded $18,713,000 in goodwill.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company aims to expand its geographic presence in Northern California, diversify its lending business, and strengthen its talent base following the acquisition of Cornerstone Community Bancorp.</li><li>Non-Core Business: The company completed the acquisition of Cornerstone Community Bancorp, which added four branches in California and increased total assets to approximately $2.3 billion.</li></ul>

Plumas Bancorp | 10-Q: FY2025 Q3 Revenue: USD 32.05 M