Revenue: As of FY2025 Q3, the actual value is USD 162.27 M.EPS: As of FY2025 Q3, the actual value is USD 0.27, missing the estimate of USD 0.735.EBIT: As of FY2025 Q3, the actual value is USD -35.9 M.<h3>Segment Revenue</h3><ul><li>Interest and Fees on Loans: $120,096 for the three months ended September 30, 2025, compared to $133,195 for the same period in 2024. For the nine months ended September 30, 2025, the figure was $358,410 compared to $390,260 in 2024.</li><li>Investment Securities - Taxable: $8,767 for the three months ended September 30, 2025, compared to $6,536 for the same period in 2024. For the nine months ended September 30, 2025, the figure was $24,535 compared to $19,991 in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Interest Income: $83,704 for the three months ended September 30, 2025, compared to $74,804 for the same period in 2024. For the nine months ended September 30, 2025, the figure was $244,299 compared to $222,017 in 2024.</li><li>Provision for Credit Losses: $36,820 for the three months ended September 30, 2025, compared to $4,603 for the same period in 2024. For the nine months ended September 30, 2025, the figure was $43,126 compared to $12,846 in 2024.</li><li>Net Income: $8,623 for the three months ended September 30, 2025, compared to $18,601 for the same period in 2024. For the nine months ended September 30, 2025, the figure was $45,681 compared to $62,222 in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $115,492 for the nine months ended September 30, 2025, compared to $78,606 for the same period in 2024.</li><li>Net Cash Provided by (Used in) Investing Activities: $32,187 for the nine months ended September 30, 2025, compared to -$172,695 for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: $8,981 for the nine months ended September 30, 2025, compared to $134,839 for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Loan Credit Losses (ALCL): $96,259 as of September 30, 2025, compared to $91,060 as of December 31, 2024.</li><li>Nonaccrual Loans: Total nonaccrual loans were $88,282 as of September 30, 2025, compared to $75,002 as of December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company is focused on managing credit quality and maintaining a strong balance sheet, with an emphasis on increasing net interest income and managing noninterest expenses.</li><li>Non-Core Business: The company is addressing the impact of suspected borrower fraud related to the Tricolor Holdings, LLC loan relationship, which resulted in significant charge-offs during the period.</li></ul>

Origin Bancorp | 10-Q: FY2025 Q3 Revenue: USD 162.27 M