First Busey | 10-Q: FY2025 Q3 Revenue: USD 285.7 M

Revenue: As of FY2025 Q3, the actual value is USD 285.7 M.

EPS: As of FY2025 Q3, the actual value is USD 0.58, missing the estimate of USD 0.6029.

EBIT: As of FY2025 Q3, the actual value is USD -77.84 M.

Banking Segment

• Net Interest Income: $155.1 million for the three months ended September 30, 2025, compared to $82.6 million for the same period in 2024.
• Provision for Credit Losses: -$0.985 million for the three months ended September 30, 2025, compared to $0.409 million in 2024.
• Noninterest Income: $41.2 million for the three months ended September 30, 2025, compared to $35.8 million in 2024.
• Noninterest Expense: $120.0 million for the three months ended September 30, 2025, compared to $75.5 million in 2024.

Wealth Management Segment

• Wealth Management Fees: $17.2 million for the three months ended September 30, 2025, compared to $15.4 million in 2024.

FirsTech Segment

• Payment Technology Solutions: $5.1 million for the three months ended September 30, 2025, compared to $5.3 million in 2024.

Cash Flow

• Net Cash Provided by Operating Activities: $120.4 million for the nine months ended September 30, 2025, compared to $126.0 million in 2024.
• Net Cash Provided by Investing Activities: $1,079.1 million for the nine months ended September 30, 2025, compared to $618.9 million in 2024.
• Net Cash Used in Financing Activities: -$1,511.7 million for the nine months ended September 30, 2025, compared to -$910.8 million in 2024.

Future Outlook and Strategy

• Core Business Focus: The company plans to continue expanding its commercial banking operations across the Midwest, Southwest, and Florida, leveraging the recent acquisition of CrossFirst Bankshares, Inc. to enhance its market presence.
• Non-Core Business: No specific plans for divestitures or emerging segments were detailed in the report.