ACNB | 10-Q: FY2025 Q3 Revenue: USD 50.9 M

Revenue: As of FY2025 Q3, the actual value is USD 50.9 M.

EPS: As of FY2025 Q3, the actual value is USD 1.42, beating the estimate of USD 1.18.

EBIT: As of FY2025 Q3, the actual value is USD -13.22 M.

Banking Segment

• Interest Income: $42,490 thousand for the three months ended September 30, 2025.
• Noninterest Income: $5,866 thousand for the three months ended September 30, 2025.
• Interest Expense: $10,106 thousand for the three months ended September 30, 2025.
• Reversal of Provision for Credit Losses and Unfunded Commitments: - $729 thousand for the three months ended September 30, 2025.
• Depreciation and Amortization Expense: $1,569 thousand for the three months ended September 30, 2025.
• Salaries and Employee Benefits: $11,383 thousand for the three months ended September 30, 2025.
• Other Noninterest Expense: $6,967 thousand for the three months ended September 30, 2025.
• Net Income: $14,994 thousand for the three months ended September 30, 2025.
• Total Assets: $3,233,976 thousand as of September 30, 2025.
• Goodwill: $56,064 thousand as of September 30, 2025.

Insurance Segment

• Noninterest Income: $2,545 thousand for the three months ended September 30, 2025.
• Salaries and Employee Benefits: $1,706 thousand for the three months ended September 30, 2025.
• Other Noninterest Expense: $391 thousand for the three months ended September 30, 2025.
• Net Income: $195 thousand for the three months ended September 30, 2025.
• Total Assets: $21,039 thousand as of September 30, 2025.
• Goodwill: $8,385 thousand as of September 30, 2025.

Other Segment

• Interest Expense: $247 thousand for the three months ended September 30, 2025.
• Salaries and Employee Benefits: $102 thousand for the three months ended September 30, 2025.
• Other Noninterest Expense: $54 thousand for the three months ended September 30, 2025.
• Net Loss: - $319 thousand for the three months ended September 30, 2025.
• Total Assets: - $4,177 thousand as of September 30, 2025.

Outlook

ACNB Corporation completed its acquisition of Traditions Bancorp, Inc. on February 1, 2025, which contributed to the financial results for the period. The acquisition is expected to enhance ACNB’s market presence and financial performance.