<span item_type="fundamental" item_id="1e29e2fbc3d54f56e8612766a712a015" counter_id="ST/US/FCNCO" env="prod"></span><span item_type="announcement" item_id="580155950717864577" env="prod"></span><p>Revenue: As of FY2025 Q3, the actual value is USD 3.697 B.</p><p>EPS: As of FY2025 Q3, the actual value is USD 43.08.</p><p>EBIT: As of FY2025 Q3, the actual value is USD -792 M.</p><p></p><h3>General Bank Segment</h3><ul><li><strong>Net Interest Income</strong>: $1,734 million for Q3 2025, compared to $1,796 million for Q3 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li><li><strong>Provision for Credit Losses</strong>: $191 million for Q3 2025, compared to $117 million for Q3 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li><li><strong>Noninterest Income</strong>: $699 million for Q3 2025, compared to $650 million for Q3 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li><li><strong>Noninterest Expense</strong>: $1,491 million for Q3 2025, compared to $1,456 million for Q3 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li></ul><h3>Commercial Bank Segment</h3><ul><li><strong>Total Loans and Leases</strong>: $144,758 million as of September 30, 2025, compared to $140,221 million as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li><li><strong>Allowance for Loan and Lease Losses</strong>: - $1,652 million as of September 30, 2025, compared to - $1,676 million as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li></ul><h3>SVB Commercial Segment</h3><ul><li><strong>Global Fund Banking Loans</strong>: $31,615 million as of September 30, 2025, compared to $27,904 million as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li></ul><h3>Rail Segment</h3><ul><li><strong>Operating Lease Equipment, Net</strong>: $9,446 million as of September 30, 2025, compared to $9,323 million as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li></ul><h3>Corporate Non-Segment</h3><ul><li><strong>Total Stockholders’ Equity</strong>: $21,986 million as of September 30, 2025, compared to $22,228 million as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Net Cash Provided by Operating Activities</strong>: $1,873 million for the nine months ended September 30, 2025, compared to $1,869 million for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li><li><strong>Net Cash Used in Investing Activities</strong>: - $9,240 million for the nine months ended September 30, 2025, compared to - $6,411 million for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li><li><strong>Net Cash Provided by Financing Activities</strong>: $7,427 million for the nine months ended September 30, 2025, compared to $4,496 million for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li></ul><h3>Future Outlook and Strategy</h3><ul><li><strong>Pending Branch Acquisition</strong>: FCB announced the acquisition of 138 branches from BMO Bank N.A., expecting to assume approximately $5.7 billion in deposit liabilities and acquire approximately $1.1 billion in loans, with the transaction expected to close in mid-2026.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/798941/000079894125000050/fcnca-20250930.htm"></span></li></ul>

First Citizens Bancshare Pref Share FCNCO 5.625 Perp 010427 | 10-Q: FY2025 Q3 Revenue: USD 3.697 B