CF Bankshares | 10-Q: FY2025 Q3 Revenue: USD 32.09 M

LB filings

2025.11.07 14:19

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Revenue: As of FY2025 Q3, the actual value is USD 32.09 M.

EPS: As of FY2025 Q3, the actual value is USD 0.36, missing the estimate of USD 0.84.

EBIT: As of FY2025 Q3, the actual value is USD -11.08 M.

Interest and Dividend Income: Total interest and dividend income for the nine months ended September 30, 2025, was $89,928, compared to $88,397 for the same period in 2024.

Net Interest Income: For the nine months ended September 30, 2025, net interest income was $40,700, an increase from $34,111 in the same period in 2024.
Net Income: The net income for the nine months ended September 30, 2025, was $11,805, compared to $8,970 for the same period in 2024.
Provision for Credit Losses: The provision for credit losses for the nine months ended September 30, 2025, was $7,078, compared to $5,356 for the same period in 2024.

Net Cash from Operating Activities: For the nine months ended September 30, 2025, net cash from operating activities was $15,642, compared to $1,556 for the same period in 2024.
Net Cash Used by Investing Activities: For the nine months ended September 30, 2025, net cash used by investing activities was - $6,436, compared to - $27,323 for the same period in 2024.
Net Cash from Financing Activities: For the nine months ended September 30, 2025, net cash from financing activities was $27,883, compared to - $2,308 for the same period in 2024.

Noninterest Income: Noninterest income for the nine months ended September 30, 2025, was $4,504, compared to $3,729 for the same period in 2024.

Core Business Focus: The company aims to maintain a strong capital position and improve its net interest margin by focusing on high-quality loan growth and optimizing its funding mix.
Non-Core Business: The company plans to continue its strategy of divesting non-core assets and focusing on its core banking operations to enhance profitability and shareholder value.