<span item_type="fundamental" item_id="459c7fcb76a23681e1ca4335c30059b7" counter_id="ST/US/BANFP" env="prod"></span><span item_type="announcement" item_id="580203731009672961" env="prod"></span><p>Revenue: As of FY2025 Q3, the actual value is USD 244.26 M.</p><p>EPS: As of FY2025 Q3, the actual value is USD 1.85.</p><p>EBIT: As of FY2025 Q3, the actual value is USD -46.64 M.</p><p></p><h3>Segment Revenue</h3><ul><li><strong>Interest Income</strong>: Total interest income for the three months ended September 30, 2025, was $194,393 thousand, compared to $187,650 thousand for the same period in 2024. For the nine months ended September 30, 2025, total interest income was $565,296 thousand, compared to $537,758 thousand in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/760498/000119312525271672/banf-20250930.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li><strong>Net Income</strong>: For the three months ended September 30, 2025, net income was $62,654 thousand, compared to $58,903 thousand for the same period in 2024. For the nine months ended September 30, 2025, net income was $181,113 thousand, compared to $159,878 thousand in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/760498/000119312525271672/banf-20250930.htm"></span></li><li><strong>Provision for Credit Losses</strong>: The provision for credit losses for the three months ended September 30, 2025, was $4,438 thousand, compared to $3,031 thousand for the same period in 2024. For the nine months ended September 30, 2025, the provision was $7,411 thousand, compared to $10,404 thousand in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/760498/000119312525271672/banf-20250930.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Net Cash Provided by Operating Activities</strong>: For the nine months ended September 30, 2025, net cash provided by operating activities was $230,496 thousand, compared to $244,068 thousand in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/760498/000119312525271672/banf-20250930.htm"></span></li><li><strong>Net Cash Used in Investing Activities</strong>: For the nine months ended September 30, 2025, net cash used in investing activities was - $99,871 thousand, compared to - $388,422 thousand in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/760498/000119312525271672/banf-20250930.htm"></span></li><li><strong>Net Cash Provided by Financing Activities</strong>: For the nine months ended September 30, 2025, net cash provided by financing activities was $370,241 thousand, compared to $738,964 thousand in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/760498/000119312525271672/banf-20250930.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Allowance for Credit Losses</strong>: The allowance for credit losses as of September 30, 2025, was $99,511 thousand, compared to $99,497 thousand as of December 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/760498/000119312525271672/banf-20250930.htm"></span></li></ul><h3>Future Outlook and Strategy</h3><ul><li><strong>Core Business Focus</strong>: BancFirst Corporation plans to continue its focus on expanding its loan portfolio, particularly in the real estate and commercial non-real estate segments, while maintaining strong credit quality and managing interest rate risk.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/760498/000119312525271672/banf-20250930.htm"></span></li><li><strong>Non-Core Business</strong>: The company is in the process of acquiring American Bank of Oklahoma, which is expected to close in the fourth quarter of 2025, with integration into BancFirst anticipated in the first quarter of 2026.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/760498/000119312525271672/banf-20250930.htm"></span></li></ul>

BFC CAPITAL TRUST 11 PRF 31/03/2034 USD25 | 10-Q: FY2025 Q3 Revenue: USD 244.26 M