Fidelity D&D Bancorp | 10-Q: FY2025 Q3 Revenue: USD 35.79 M

Revenue: As of FY2025 Q3, the actual value is USD 35.79 M.

EPS: As of FY2025 Q3, the actual value is USD 1.27.

EBIT: As of FY2025 Q3, the actual value is USD -9.837 M.

Segment Revenue

• Interest Income: Total interest income for the nine months ended September 30, 2025, was $88,755,000, compared to $78,963,000 for the same period in 2024.

Operational Metrics

• Net Income: For the nine months ended September 30, 2025, net income was $20,258,000, compared to $14,960,000 for the same period in 2024.
• Net Interest Income: Net interest income for the nine months ended September 30, 2025, was $53,391,000, compared to $45,491,000 for the same period in 2024.

Cash Flow

• Operating Cash Flow: Net cash provided by operating activities for the nine months ended September 30, 2025, was $32,684,000, compared to $23,099,000 for the same period in 2024.

Unique Metrics

• Allowance for Credit Losses: The allowance for credit losses on loans was $20,218,000 as of September 30, 2025, compared to $19,666,000 as of December 31, 2024.

Future Outlook and Strategy

• Core Business Focus: The company continues to focus on expanding its loan portfolio, with total loans and leases, net, increasing to $1,893,815,000 as of September 30, 2025, from $1,779,136,000 as of December 31, 2024.
• Non-Core Business: The company has not indicated any significant changes or divestitures in non-core business areas in the current period.