Revenue: As of FY2025 Q3, the actual value is USD 891.81 M.EPS: As of FY2025 Q3, the actual value is USD 0.28.EBIT: As of FY2025 Q3, the actual value is USD -236.27 M.<h3>Commercial and Industrial</h3><ul><li>Net Loans: $10,757,857 as of September 30, 2025, compared to $9,931,400 as of December 31, 2024.</li><li>Past Due Loans: Total past due loans were $94,187, with non-accrual loans at $92,214.</li><li>Loan Modifications: $37,663 in loans were modified during the three months ended September 30, 2025, representing 0.35% of the total loan class.</li></ul><h3>Commercial Real Estate</h3><ul><li>Net Loans: $28,683,374 as of September 30, 2025, compared to $29,644,958 as of December 31, 2024.</li><li>Past Due Loans: Total past due loans were $316,406, with non-accrual loans at $284,002.</li><li>Loan Modifications: $138,356 in loans were modified during the three months ended September 30, 2025, representing 0.53% of the total loan class.</li></ul><h3>Residential Mortgage</h3><ul><li>Net Loans: $5,795,395 as of September 30, 2025, compared to $5,632,516 as of December 31, 2024.</li><li>Past Due Loans: Total past due loans were $71,456, with non-accrual loans at $38,949.</li><li>Loan Modifications: $668 in loans were modified during the three months ended September 30, 2025, representing 0.01% of the total loan class.</li></ul><h3>Consumer Loans</h3><ul><li>Net Loans: $4,036,197 as of September 30, 2025, compared to $3,590,837 as of December 31, 2024.</li><li>Past Due Loans: Total past due loans were $24,200, with non-accrual loans at $6,324.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $147,191 for the nine months ended September 30, 2025.</li><li>Net Cash Used in Investing Activities: -$1,249,246 for the nine months ended September 30, 2025.</li><li>Net Cash Provided by Financing Activities: $582,370 for the nine months ended September 30, 2025.</li></ul><h3>Future Outlook</h3><ul><li>Valley National Bancorp plans to continue evaluating certain provisions of the OBBBA that are effective starting in 2026, but they are not expected to have a material impact on Valley’s consolidated financial statements.</li></ul>

Valley National Bancorp Pref Share VLYPO 5.5 09/30/22 | 10-Q: FY2025 Q3 Revenue: USD 891.81 M