Investors Title | 10-Q: FY2025 Q3 Revenue: USD 73.02 M

LB filings
2025.11.07 21:58
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Revenue: As of FY2025 Q3, the actual value is USD 73.02 M.

EPS: As of FY2025 Q3, the actual value is USD 6.45.

EBIT: As of FY2025 Q3, the actual value is USD 12.69 M.

Title Insurance Segment

  • Total Revenues: $194.24 million for the nine months ended September 30, 2025, compared to $182.44 million for the same period in 2024.
  • Commissions to Agents: $92.54 million for the nine months ended September 30, 2025, compared to $85.26 million for the same period in 2024.
  • Provision for Claims: $3.61 million for the nine months ended September 30, 2025, compared to $3.48 million for the same period in 2024.
  • Personnel Expenses: $46.03 million for the nine months ended September 30, 2025, compared to $48.70 million for the same period in 2024.
  • Operating Expenses: $168.11 million for the nine months ended September 30, 2025, compared to $162.57 million for the same period in 2024.
  • Income Before Income Taxes: $26.13 million for the nine months ended September 30, 2025, compared to $19.88 million for the same period in 2024.

Exchange Services Segment

  • Total Revenues: $10.84 million for the nine months ended September 30, 2025, compared to $8.40 million for the same period in 2024.
  • Operating Expenses: $2.16 million for the nine months ended September 30, 2025, compared to $2.03 million for the same period in 2024.
  • Income Before Income Taxes: $8.69 million for the nine months ended September 30, 2025, compared to $6.37 million for the same period in 2024.

All Other Segment

  • Total Revenues: $10.24 million for the nine months ended September 30, 2025, compared to $9.66 million for the same period in 2024.
  • Operating Expenses: $9.65 million for the nine months ended September 30, 2025, compared to $6.78 million for the same period in 2024.
  • Income Before Income Taxes: $586 thousand for the nine months ended September 30, 2025, compared to $2.89 million for the same period in 2024.

Cash Flow

  • Net Cash Provided by Operating Activities: $25.94 million for the nine months ended September 30, 2025, compared to $17.69 million for the same period in 2024.
  • Net Cash Used in Investing Activities: -$25.23 million for the nine months ended September 30, 2025, compared to -$12.56 million for the same period in 2024.
  • Net Cash Used in Financing Activities: -$2.60 million for the nine months ended September 30, 2025, compared to -$3.70 million for the same period in 2024.

Future Outlook and Strategy

  • Core Business Focus: The Company plans to continue pursuing opportunistic growth opportunities, including the purchase of title insurance agencies, as part of its strategy.
  • Non-Core Business: The Company is assessing the impact of adopting new accounting standards related to internal-use software development costs, which is expected to have no material effect on its financial position or results of operations.
  • Priority: The Company is monitoring the U.S. political environment, inflation, geopolitical tensions, and other trends that could potentially result in material adverse liquidity changes, and will continually assess its capital allocation strategy.