Home Federal | 10-Q: FY2026 Q1 Revenue: USD 8.66 M

Revenue: As of FY2026 Q1, the actual value is USD 8.66 M.

EPS: As of FY2026 Q1, the actual value is USD 0.52.

EBIT: As of FY2026 Q1, the actual value is USD -3.244 M.

Interest Income: $8,010 thousand for the three months ended September 30, 2025, compared to $7,741 thousand for the same period in 2024.
Interest Expense: $2,749 thousand for the three months ended September 30, 2025, compared to $3,314 thousand for the same period in 2024.
Net Interest Income: $5,261 thousand for the three months ended September 30, 2025, compared to $4,427 thousand for the same period in 2024.
Non-Interest Income: $650 thousand for the three months ended September 30, 2025, compared to $300 thousand for the same period in 2024.
Non-Interest Expense: $3,851 thousand for the three months ended September 30, 2025, compared to $4,011 thousand for the same period in 2024.
Net Income: $1,599 thousand for the three months ended September 30, 2025, compared to $941 thousand for the same period in 2024.

Net Interest Income After Provision for Credit Losses: $5,218 thousand for the three months ended September 30, 2025, compared to $4,650 thousand for the same period in 2024.
Provision for Credit Losses: $43 thousand for the three months ended September 30, 2025, compared to a recovery of - $223 thousand for the same period in 2024.
Earnings Per Share (Basic): $0.53 for the three months ended September 30, 2025, compared to $0.31 for the same period in 2024.
Earnings Per Share (Diluted): $0.52 for the three months ended September 30, 2025, compared to $0.31 for the same period in 2024.

Net Cash Provided by Operating Activities: $2,776 thousand for the three months ended September 30, 2025, compared to $871 thousand for the same period in 2024.
Net Cash (Used in) Provided by Investing Activities: - $4,102 thousand for the three months ended September 30, 2025, compared to $16,621 thousand for the same period in 2024.
Net Cash Provided by (Used in) Financing Activities: $10,471 thousand for the three months ended September 30, 2025, compared to - $11,396 thousand for the same period in 2024.

Total Loans Receivable: $468,837 thousand as of September 30, 2025, compared to $465,593 thousand as of June 30, 2025.
Total Deposits: $557,188 thousand as of September 30, 2025, compared to $546,290 thousand as of June 30, 2025.
Total Assets: $622,630 thousand as of September 30, 2025, compared to $609,492 thousand as of June 30, 2025.

Core Business Focus: The company aims to continue its focus on providing a range of financial services, including loans and deposits, to individuals and businesses in Louisiana. The strategic plan includes maintaining a strong balance sheet and improving net interest income through effective management of interest-earning assets and interest-bearing liabilities.
Non-Core Business: The company does not currently engage in a meaningful amount of business through its wholly-owned subsidiary, Metro Financial Services, Inc., which previously engaged in the sale of annuity contracts.