<span item_type="fundamental" item_id="e419cd8a23fb125ec77abbc5bcbdfc13" counter_id="ST/US/FLDDW" env="prod"></span><span item_type="announcement" item_id="581347303199998465" env="prod"></span><p>Revenue: As of FY2025 Q3, the actual value is USD 7.399 M.</p><p>EPS: As of FY2025 Q3, the actual value is USD 0.01.</p><p>EBIT: As of FY2025 Q3, the actual value is USD -4.761 M.</p><p></p><h3>Financial Metrics by Segment</h3><h4>Segment Revenue</h4><ul><li>The report does not provide specific segment revenue details.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-20251110.htm"></span></li></ul><h4>Operational Metrics</h4><ul><li>The report does not provide specific operational metrics such as net income, gross margin, operating profit, operating margin, or operating costs.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-20251110.htm"></span></li></ul><h4>Cash Flow</h4><ul><li>The report does not provide specific cash flow details.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-20251110.htm"></span></li></ul><h4>Unique Metrics</h4><ul><li>The report does not provide any unique financial indicators.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-20251110.htm"></span></li></ul><h4>Outlook / Guidance</h4><ul><li>The report includes a cautionary note regarding forward-looking statements, indicating that the press release contains forward-looking statements that involve certain risks and uncertainties that could cause actual results to differ materially from those expressed or implied by these statements.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-20251110.htm"></span></li></ul><h3>Financial Highlights</h3><ul><li><strong>Revenue</strong>: $7.4 million; 41% YoY increase.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li><li><strong>Net Income</strong>: $0.6 million.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li><li><strong>Adjusted EBITDA (Loss)</strong>: - $4.2 million.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li><li><strong>Earnings Per Share</strong>: $0.01 per share.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li><li><strong>Adjusted EBITDA (Loss) Per Share</strong>: - $0.09 per share.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li><li><strong>Bitcoin Investment Treasury Holdings</strong>: 1,526 BTC.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li></ul><h3>Key Operating Metrics</h3><ul><li><strong>Total Transaction Volume</strong>: $235 million; 43% YoY increase.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li><li><strong>Total Active Accounts</strong>: 625,000+, added +7,500 new accounts in the quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li><li><strong>Total Verified Accounts</strong>: 82,000+, added +2,000 new verified accounts in the quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Net Cash Used in Operating Activities</strong>: - $11,426,231 for the nine months ended September 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li><li><strong>Net Cash Used in Investing Activities</strong>: - $3,758,069 for the nine months ended September 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li><li><strong>Net Cash Provided by Financing Activities</strong>: $3,517,404 for the nine months ended September 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Bitcoin Investment Treasury Holdings</strong>: 1,526 BTC as of November 6, 2025, valued at approximately $154 million.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></li></ul><h3>Outlook / Guidance</h3><p>Fold Holdings, Inc. expects to continue expanding its product suite and making bitcoin part of everyday financial experiences. The company is focused on delivering a premium, bitcoin-native credit experience with the upcoming Fold Bitcoin Rewards Credit CardTM, and expanding the Fold Bitcoin Gift Card distribution channels.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1889123/000119312525274190/fld-ex99.htm"></span></p>

FOLD HOLDINGS INC C/WTS 14/02/2030 (TO PUR COM) | 8-K: FY2025 Q3 Revenue: USD 7.399 M