Columbia Financial Inc. highlights financial performance, capital management, and lending strategy in latest presentation
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Columbia Financial Inc. reported a strong financial performance for Q3 2025, with total assets of $10.9 billion and net income of $36.1 million. The company operates 69 banking offices in NJ, NY, and PA. Key metrics include a net interest margin of 2.29%, return on average assets of 0.55%, and return on average equity of 5.23%. Loans receivable reached $8.2 billion, with $964.9 million in loan originations. The capital position is robust, with a total capital to risk-weighted assets ratio of 14.88%. Non-performing assets are at 0.30%.
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