Southern Missouri Bancorp Reports Q1 Earnings Surge

Tip Ranks
2025.11.10 22:13
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Southern Missouri Bancorp (SMBC) reported a 25.5% increase in earnings per share for Q1 fiscal 2026, driven by strong net interest income and an 8% rise in earning assets. The tangible book value per share rose 13.3% year-over-year. The company expanded its St. Louis presence with two new locations. Analysts rate SMBC stock as a Hold with a $63.00 price target, while TipRanks’ AI Analyst suggests an Outperform rating, highlighting strong financial performance but caution due to bearish trends.

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The latest update is out from Southern Missouri Bancorp ( (SMBC) ).

Southern Missouri Bancorp reported a significant increase in earnings per common share for the first quarter of fiscal 2026, with a 25.5% rise compared to the same quarter the previous year. This growth was attributed to strong net interest income driven by an 8% increase in earning assets and net interest margin expansion. The company also highlighted its tangible book value per share, which rose by 13.3% year-over-year as of September 30, 2025. Additionally, Southern Missouri Bancorp expanded its presence in the St. Louis market by opening two new locations, further solidifying its market position.

The most recent analyst rating on (SMBC) stock is a Hold with a $63.00 price target. To see the full list of analyst forecasts on Southern Missouri Bancorp stock, see the SMBC Stock Forecast page.

Spark’s Take on SMBC Stock

According to Spark, TipRanks’ AI Analyst, SMBC is a Outperform.

Southern Missouri Bancorp’s strong financial performance and attractive valuation are key strengths, supporting a solid stock score. Technical indicators suggest caution due to bearish trends, while the earnings call presents a mixed outlook with both growth opportunities and risk factors.

To see Spark’s full report on SMBC stock, click here.

More about Southern Missouri Bancorp

Southern Missouri Bancorp, Inc. is a bank holding company and the parent company of Southern Bank. The company focuses on providing financial services and resources to help individuals and communities achieve their financial goals. It offers a range of retail and business banking services, including digital banking, traditional deposits, consumer and commercial lending, and various financial planning and trust administration services. Southern Missouri Bancorp operates 69 locations across four states, serving 52 communities.

Average Trading Volume: 52,158

Technical Sentiment Signal: Buy

Current Market Cap: $604.1M

Find detailed analytics on SMBC stock on TipRanks’ Stock Analysis page.