Revenue: As of FY2025 Q3, the actual value is USD 5.921 M.EPS: As of FY2025 Q3, the actual value is USD 0.07.EBIT: As of FY2025 Q3, the actual value is USD -2.911 M.<h3>Segment Revenue</h3><ul><li>Interest and Dividend Income: Total interest and dividend income for the three months ended September 30, 2025, was $5.7 million, an increase from $5.2 million for the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: Net income for the three months ended September 30, 2025, was $343,000, compared to a net loss of $788,000 for the same period in 2024.</li><li>Net Interest Income: Net interest income increased to $3.3 million for the three months ended September 30, 2025, from $2.9 million for the same period in 2024.</li><li>Non-Interest Expense: Non-interest expense decreased to $3.1 million for the three months ended September 30, 2025, from $4.2 million for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: Net cash provided by operating activities was $1.4 million for the nine months ended September 30, 2025, compared to net cash used of $421,000 for the same period in 2024.</li><li>Net Cash Used in Investing Activities: Net cash used in investing activities was $9.97 million for the nine months ended September 30, 2025, compared to $25.65 million for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: Net cash provided by financing activities was $5.07 million for the nine months ended September 30, 2025, compared to $40.85 million for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Credit Losses: The allowance for credit losses on loans was $1.7 million at September 30, 2025, unchanged from December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company aims to maintain a strong liquidity position and anticipates sufficient funds to meet current funding commitments. It plans to retain a significant portion of maturing time deposits and manage its investment securities portfolio to reduce the average maturity and effective life of the portfolio.</li><li>Non-Core Business: The company has authorized a stock repurchase program for up to 555,947 shares of its common stock, representing approximately 10% of shares then outstanding.</li></ul>

Fifth District Bancorp | 10-Q: FY2025 Q3 Revenue: USD 5.921 M