Revenue: As of FY2025 Q3, the actual value is USD 1.834 M.EPS: As of FY2025 Q3, the actual value is USD 0.06.EBIT: As of FY2025 Q3, the actual value is USD -1.816 M.<h3>Revenue</h3><ul><li>Three Months Ended September 30, 2025: $1,833,770, a decrease of 47.3% from $3,482,630 in 2024.</li><li>Nine Months Ended September 30, 2025: $5,611,456, a decrease of 51.5% from $11,570,964 in 2024.</li></ul><h3>Operating Expenses</h3><ul><li>Three Months Ended September 30, 2025: $3,051,016, a decrease of 7.7% from $3,305,721 in 2024.</li><li>Nine Months Ended September 30, 2025: $9,791,239, a decrease of 9.1% from $10,768,951 in 2024.</li></ul><h3>Net Income</h3><ul><li>Three Months Ended September 30, 2025: $179,508, a decrease from $353,817 in 2024.</li><li>Nine Months Ended September 30, 2025: -$1,578,406, a decrease from $3,345,020 in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Operating Cash Flow: -$2,353,375 for the nine months ended September 30, 2025, compared to $3,207,069 in 2024.</li><li>Investing Cash Flow: $392,186 for the nine months ended September 30, 2025, compared to $8,173 in 2024.</li><li>Financing Cash Flow: $498,264 for the nine months ended September 30, 2025, compared to -$2,242,536 in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Account Fee Income: $3,045,292 for the nine months ended September 30, 2025, a decrease of 38.5% from $4,949,478 in 2024.</li><li>Loan Interest Income: $1,606,947 for the nine months ended September 30, 2025, a decrease of 66.6% from $4,814,349 in 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company aims to stabilize deposit outflows and improve cash generation through operational efficiencies. It expects to leverage its equity line of credit to support operations for at least 12 months.</li><li>Non-Core Business: The company has entered into an Equity Line of Credit (ELOC) agreement, allowing it to sell up to $150 million of newly issued common stock, with potential expansion to $500 million upon mutual agreement.</li></ul>

SHF | 10-Q: FY2025 Q3 Revenue: USD 1.834 M