Revenue: As of FY2026 Q1, the actual value is USD 12.23 M.EPS: As of FY2026 Q1, the actual value is USD 0.43.EBIT: As of FY2026 Q1, the actual value is USD -4.279 M.<h3>Segment Revenue</h3><ul><li>Interest and Dividend Income: Total interest and dividend income for the three months ended September 30, 2025, was $11.1 million, compared to $10.9 million for the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: Net income for the three months ended September 30, 2025, was $1.4 million, compared to $633,000 for the same period in 2024.</li><li>Net Interest Income: Increased to $6.2 million for the three months ended September 30, 2025, from $4.8 million for the same period in 2024.</li><li>Net Interest Margin: Increased by 70 basis points to 2.97% for the three months ended September 30, 2025, compared to 2.27% for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by (Used in) Operating Activities: - $539,000 for the three months ended September 30, 2025, compared to $2.2 million for the same period in 2024.</li><li>Net Cash Provided by (Used in) Investing Activities: $15.4 million for the three months ended September 30, 2025, compared to - $4.0 million for the same period in 2024.</li><li>Net Cash Provided by (Used in) Financing Activities: - $27.0 million for the three months ended September 30, 2025, compared to $90,000 for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Credit Losses: The allowance for credit losses was $6.5 million, or 1.04% of total loans, at September 30, 2025.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company emphasizes conservative loan underwriting, which has historically resulted in low levels of non-performing assets. The focus remains on maintaining a strong net interest margin and managing the allowance for credit losses effectively.</li><li>Non-Core Business: The company has entered into an agreement to merge with ServBanc Holdco, Inc., with the transaction expected to close in the first calendar quarter of 2026, subject to regulatory and shareholder approvals.</li></ul>

IF Bancorp | 10-Q: FY2026 Q1 Revenue: USD 12.23 M