AmeriServ Financial net income rises to $2.54 million in Q3
AmeriServ Financial Inc. reported a net income of $2.54 million in Q3 2025, up from $1.2 million in Q3 2024. Diluted EPS increased to $0.15 from $0.07. The return on average assets rose to 0.7%, and return on average equity grew to 9.1%. Total average deposits increased by $69.5 million, and interest income rose by $3.8 million. Interest expense decreased by $1.1 million. No share repurchases are authorized.
AmeriServ Financial Inc. reported net income of $2.5 million for the three months ended September 30, 2025, compared to $1.2 million for the same period in 2024. Diluted earnings per share rose to $0.15 from $0.07. The company’s annualized return on average assets increased to 0.7% from 0.3%, while the annualized return on average equity grew to 9.1% from 4.5%. Total average deposits for the first nine months of 2025 were $69.5 million, or 6.0%, higher than the same period in 2024, and total interest income rose by $3.8 million, or 7.6%. Interest expense decreased by $1.1 million, or 4.7%. AmeriServ did not use brokered deposits as a funding source and focused on business development and maintaining a stable core deposit base. No share repurchases are currently authorized. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. AmeriServ Financial Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-25-111219), on November 13, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here
