Revenue: As of FY2025 Q3, the actual value is USD 29.6 M.EPS: As of FY2025 Q3, the actual value is USD 0.38.EBIT: As of FY2025 Q3, the actual value is USD -8.737 M.<h3>Financial Metrics by Segment</h3><h4>Segment Revenue</h4><ul><li>Interest and Dividend Income: $84.1 million for the nine months ended September 30, 2025, compared to $82.1 million for the same period in 2024.</li><li>Interest and Dividend Income: $28.9 million for the three months ended September 30, 2025, compared to $28.4 million for the same period in 2024.</li></ul><h4>Operational Metrics</h4><ul><li>Net Income: $15.3 million for the nine months ended September 30, 2025, compared to $12.3 million for the same period in 2024.</li><li>Net Income: $5.4 million for the three months ended September 30, 2025, compared to $4.2 million for the same period in 2024.</li><li>Net Interest Income: $44.6 million for the nine months ended September 30, 2025, compared to $37.0 million for the same period in 2024.</li><li>Net Interest Income: $15.6 million for the three months ended September 30, 2025, compared to $13.2 million for the same period in 2024.</li><li>Non-Interest Income: $1.7 million for the nine months ended September 30, 2025, compared to $2.0 million for the same period in 2024.</li><li>Non-Interest Income: $653 thousand for the three months ended September 30, 2025, compared to $617 thousand for the same period in 2024.</li><li>Non-Interest Expense: $25.6 million for the nine months ended September 30, 2025, compared to $23.9 million for the same period in 2024.</li><li>Non-Interest Expense: $9.0 million for the three months ended September 30, 2025, compared to $8.0 million for the same period in 2024.</li></ul><h4>Cash Flow</h4><ul><li>Operating Cash Flow: $15.7 million for the nine months ended September 30, 2025, compared to $11.8 million for the same period in 2024.</li><li>Free Cash Flow: - $45.5 million for the nine months ended September 30, 2025, compared to $47.5 million for the same period in 2024.</li></ul><h4>Unique Metrics</h4><ul><li>Allowance for Loan Credit Losses: $19.7 million as of September 30, 2025, compared to $18.7 million as of December 31, 2024.</li><li>Non-Performing Assets: $0 as of September 30, 2025, compared to $9.978 million as of December 31, 2024.</li></ul><h4>Future Outlook and Strategy</h4><ul><li>Core Business Focus: The company aims to continue its disciplined underwriting standards while pursuing loan growth opportunities that provide acceptable risk-adjusted returns. The focus will be on maintaining strong asset quality and managing interest rate risk effectively.</li><li>Non-Core Business: The company did not specify any significant plans related to divestitures or emerging segments in the report.</li><li>Priority: Emphasis on maintaining strong asset quality, managing interest rate risk, and pursuing loan growth opportunities with acceptable risk-adjusted returns.</li></ul>

John Marshall Bancorp | 10-Q: FY2025 Q3 Revenue: USD 29.6 M