LexinFintech Holdings posts Q3 net income of RMB521 million on revenue of RMB3.4 billion
LexinFintech Holdings Ltd. reported Q3 2025 net income of RMB 521 million, a 2% increase quarter-over-quarter and 68% year-over-year, with revenue of RMB 3.4 billion. Loan originations totaled RMB 50.9 billion. For the first nine months, net income rose 98% year-over-year to RMB 1.5 billion. The company adjusted operations to meet new regulatory requirements, pricing loans at or below a 24% annual interest rate. Despite anticipating risk fluctuations and a decline in Q4 transaction volume and net income, LexinFintech expects significant year-over-year net income growth.
LexinFintech Holdings Ltd. reported unaudited financial results for the third quarter of 2025. Net income was RMB 521 million, up 2% quarter-over-quarter and 68% year-over-year. Revenue reached RMB 3.4 billion, and loan originations totaled RMB 50.9 billion. For the first nine months of 2025, net income was RMB 1.5 billion, representing a 98% year-over-year increase. The company transitioned its operations to comply with new regulatory requirements, effective October 1, 2025, pricing all new loans at or below an annual interest rate of 24%. LexinFintech anticipates industry-wide risk fluctuations and expects a sequential decline in transaction volume and net income for the fourth quarter but maintains its guidance for significant year-over-year growth in net income. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. LexinFintech Holdings Ltd. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9591027-en) on November 24, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT)
