
LexinFintech Holdings posts Q3 net income of RMB521 million on revenue of RMB3.4 billion

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LexinFintech Holdings Ltd. reported Q3 2025 net income of RMB 521 million, a 2% increase quarter-over-quarter and 68% year-over-year, with revenue of RMB 3.4 billion. Loan originations totaled RMB 50.9 billion. For the first nine months, net income rose 98% year-over-year to RMB 1.5 billion. The company adjusted operations to meet new regulatory requirements, pricing loans at or below a 24% annual interest rate. Despite anticipating risk fluctuations and a decline in Q4 transaction volume and net income, LexinFintech expects significant year-over-year net income growth.
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