<span item_type="fundamental" item_id="faf16fbb273f7f8b92f92e9daddfb352" counter_id="ST/US/CATO" env="prod"></span><span item_type="announcement" item_id="586404959664278017" env="prod"></span><p>Revenue: As of FY2026 Q3, the actual value is USD 155.4 M.</p><p>EPS: As of FY2026 Q3, the actual value is USD -0.28.</p><p>EBIT: As of FY2026 Q3, the actual value is USD -8.533 M.</p><p></p><h3>Segment Revenue</h3><ul><li><strong>Retail Sales</strong>: $153.7 million for the third quarter ended November 1, 2025, an increase of 6% from $144.6 million for the third quarter ended November 2, 2024. Year-to-date sales were $496.8 million, up 2% from $486.8 million in the prior year.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/18255/000156276225000275/exhibit991.htm"></span></li><li><strong>Other Revenue</strong>: Principally finance, late fees, and layaway charges amounted to $1.7 million for the third quarter and $5.3 million year-to-date.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/18255/000156276225000275/exhibit991.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li><strong>Net Income</strong>: The company reported a net loss of $5.2 million for the third quarter of 2025, compared to a net loss of $15.1 million in the third quarter of 2024. Year-to-date net income was $5.0 million, compared to a net loss of $4.0 million in the prior year.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/18255/000156276225000275/exhibit991.htm"></span></li><li><strong>Gross Margin</strong>: Increased to 32.0% of sales in the third quarter from 28.8% in the prior year. Year-to-date gross margin increased to 34.5% from 33.3%.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/18255/000156276225000275/exhibit991.htm"></span></li><li><strong>SG&amp;A Expenses</strong>: Decreased to 37.1% of sales in the third quarter from 40.0% in the prior year. Year-to-date SG&amp;A expenses decreased to 34.2% from 35.5%.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/18255/000156276225000275/exhibit991.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Cash and Cash Equivalents</strong>: $22.8 million as of November 1, 2025, compared to $20.3 million as of February 1, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/18255/000156276225000275/exhibit991.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Store Count</strong>: The company closed 16 stores year-to-date, with 1,101 stores in operation as of November 1, 2025, compared to 1,167 stores as of November 2, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/18255/000156276225000275/exhibit991.htm"></span></li></ul><h3>Outlook / Guidance</h3><ul><li>The company anticipates challenges in the fourth quarter due to a slowdown in employment growth and lower expected economic growth. It plans to manage expenses and inventory levels tightly while driving continued sales growth.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/18255/000156276225000275/exhibit991.htm"></span></li></ul>

Cato | 8-K: FY2026 Q3 Revenue: USD 155.4 M