LexinFintech Reports Strong Q3 2025 Amidst Regulatory Challenges
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LexinFintech reported strong Q3 2025 results with a net income of RMB521 million, a 68% increase year-over-year, despite regulatory challenges. Loan originations totaled RMB50.9 billion, and revenue reached RMB3.4 billion. The company saw a 180% increase in installment e-commerce platform service income but a 6.7% decrease in total operating revenue. LexinFintech enhanced its risk management, increased its dividend payout ratio, and repurchased US$25 million worth of ADSs. The company remains optimistic about future growth despite regulatory uncertainties.
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