Preferred Bank Q3 net income rises to USD 41.0 million, up 17 percent
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Preferred Bank reported a 17% increase in Q3 2025 net income to USD 41.0 million. Total assets reached USD 7.5 billion, with gross loans at USD 5.9 billion and deposits at USD 6.2 billion. The loan-to-deposit ratio was 94.3%, and net interest margin was 3.92%. ROA was 1.84%, ROE 17.19%, and the efficiency ratio 30.7%. CET1 ratio was 11.34%, total capital ratio 14.56%, and non-performing assets were 0.94% of total assets. Noninterest income was 4.9% of total revenue.
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